Is it true that the US delegation said that the filing documents would be sent to the household registration five days after the deadline?

According to the official customer service reply of Meituan's living expenses, after Meituan's living expenses are overdue, Meituan will call the borrower to remind him of repayment. If the phone bound by the borrower Meituan can't get through and the borrower can't be contacted directly, or the borrower deliberately refuses to repay, Meituan will call the borrower's emergency contact person so that the other party can inform the borrower of repayment in time.

In addition, after the US Mission's living expenses are overdue, it will charge a penalty interest on a daily basis, with penalty interest-overdue principal * daily interest rate * overdue days. The longer the overdue time, the more overdue fees. Overdue records will also go to work for credit reporting, which will affect the borrower's credit reporting.

After the overdue period, the system will debit the borrower's account twice a day until the loan is settled, and the borrower can also take the initiative to repay the loan on the home page.

Judging from the official reply, it is unlikely that the living expenses of the US Mission will contact the place where the household registration is located.

If you receive a message from Meituan's living expenses, indicating that you will contact your domicile if you don't repay, it may be that Meituan's living expenses are outsourced for debt collection, and other institutions want to deter borrowers in this way in order to urge borrowers to repay as soon as possible. .

The overdue of the American delegation is a civil dispute. Whether it is a bank or a collection agency, the collection personnel have no right to investigate all the personal information of the debtor. The collection has the right to go to the door for verification, but it is limited to myself, and it has no right to disclose the debtor's arrears information to the village Committee and the community. The service of litigation documents must go through legal procedures.

legal ground

Internet finance overdue debt collection self-discipline convention

Article 10 An employment agency shall earnestly protect the privacy of creditors, debtors and related parties, and shall not illegally disclose personal information, or obtain personal information through illegal means or channels.

Article 18 Collection personnel shall not disclose the debtor's personal information such as debts, overdue and breach of contract. For persons other than the debtor, except as otherwise provided by laws and regulations.

Twenty-sixth levy personnel shall not use the name of administrative departments, judicial organs and any other institutions or individuals to levy.

People's Republic of China (PRC) Civil Procedure Law

Article 84 There must be a receipt for the service of litigation documents, and the addressee shall record the date of receipt, sign or seal on the receipt. The date of receipt by the addressee on the service receipt shall be the date of service.

Article 88 If it is difficult to directly serve litigation documents, other people's courts may be entrusted to serve them on their behalf or by post. If it is delivered by post, the date of receipt indicated on the receipt shall be the date of delivery.