Jingrui SAIC Financial Loan, 4S charges a guarantee fee of 980 yuan, is it legal? Bounty Points: 55 - 15 days and 1 hour until issue ends I recently bought one

It is not illegal, but if the receipt or invoice issued by SAIC Financial has the word "guarantee fee" on it, and it is a bank mortgage loan.

Q: The car you purchased was manufactured by SAIC Finance as required by the 4S store? Or is another guarantee company doing it? SAIC Financial cannot charge a guarantee fee unless SAIC Financial guarantees a loan from a bank for you to purchase a car. Therefore, the "guarantee fee" you paid should only be issued to you with a receipt, not an invoice. The "guarantee fee" charged this time may be the car salesman taking your money.