How to use "online banking" on the website?

(1) What are the advantages of opening online payment on this website?

Payment is more convenient, timely and safe. Generally, it is received immediately, and there is no handling fee.

(2) Is online payment safe?

The Ministry of Public Security of China ensures the security of online payment system. The payment platform for online payment is provided by banks and relevant financial departments, and has been encrypted with SSL 128 bits, which is very safe. Your information will be treated in a secure and confidential manner and submitted directly to the authentication system. After the relevant bank authentication, we will be informed of the corresponding order amount in a safe way. When you use credit card, savings card and other payment methods, the relevant personal data will be directly transmitted to the relevant financial authentication system at the time of settlement, and no one including us can know. So please be sure to check it correctly and input it carefully.

(3) Online payment, also called online payment, is a network trust payment mechanism. How to operate the process?

1. Consumers browse in the mall, buy goods and put them in the shopping cart.

2. Click "Pay Online" after purchasing the goods.

3. Enter the online banking payment platform and select the corresponding bank and card type.

4. Enter the publisher's website.

5. The consumer inputs the card number and payment password of the bank card for payment.

6. If the payment is successful, you can return to the mall and wait for delivery.

(4) Why is the payee's name "Online Banking (Beijing) Technology Co., Ltd."?

Online banking is our partner, providing payment interface for our mall. At present, online banking has successfully provided services for hundreds of large and medium-sized websites at home and abroad, such as Microsoft, Sohu, Hong En Online, etc., and its qualifications are assured! Its payment platform has a complete online payment solution, which fully supports foreign currency payment of more than 60 kinds of bank cards (including 3D certified credit cards) and four international credit cards, namely VISA, MasterCard, AE and JCB, in 8 banks nationwide.

(5) How do merchant websites and individual consumers get the confirmation information of online payment?

At present, the online payment confirmation information of bank cards is fed back in real time. After the online payment operation of individual consumers is completed, the payment gateway of the bank (UnionPay) will pop up the page of successful payment in real time to inform the operator himself, and at the same time, the payment gateway of online banking will forward the received bank payment confirmation information to the merchant in real time (that is, it will be automatically sent to the payment address designated by the merchant website in batches according to the fixed parameter format through the background program).

(6) Currently supported online payment cards:

List of bank card types for online payment in online banking

The currency use scope of online payment card

VISA card foreign currency global

Master card

American express card

excavator

China Industrial and Commercial Bank Peony Credit Card RMB National

China Industrial and Commercial Bank Peony Card RMB

China merchants bank RMB

China Everbright Bank Sunshine Card RMB

Minsheng bank card RMB

China Agricultural Bank Jinsui Credit Card RMB

Huaxia bank card RMB

Bank of China Great Wall Credit Card RMB

Bank of China Great Wall Debit Card RMB

Shanghai Pudong Development Bank Oriental Card RMB Beijing

Shanghai Pudong Development Bank passbook RMB

China Construction Bank Longka RMB National

Everything goes well in Shenzhen Commercial Bank RMB.

Guang unionpay payment method:

China Industrial and Commercial Bank Peony Credit Card RMB Guangzhou

China Industrial and Commercial Bank Peony Card RMB

China merchants bank card RMB

China Agricultural Bank credit card RMB

China Agricultural Bank savings card and ATM card RMB.

China Agricultural Bank Constellation Card RMB

Bank of China Great Wall Electronic Debit Card RMB

Bank of China Great Wall Credit Card RMB

China Construction Bank Longka Jinka RMB

China Construction Bank MasterCard RMB

China Construction Bank VISA Longka RMB

CCB MasterCard color photo card RMB

Ccb VISA photo card RMB

Shenzhen development bank card RMB

Huaxia bank card RMB

Minsheng bank card RMB

Bank of Communications Pacific MasterCard RMB

Bank of communications Pacific Visa credit card RMB

Bank of Communications Pacific Wanshishun Debit Card RMB

Bank of Communications Pacific Internet Debit Card RMB

Guangdong postal savings card RMB

CITIC Industrial Bank Card RMB National

China Everbright Bank Sunshine Card RMB

Guangfa credit card is widely issued in RMB.

Guangfa wealth management card widely issues RMB.

Xiamen Gold Card Payment Method:

China Industrial and Commercial Bank Peony Credit Card RMB Xiamen

ICBC Peony International Card RMB

Icbc co-branded card RMB

Icbc RMB

China Agricultural Bank Jinsui Credit Card RMB

Agricultural Bank of China Jinsui Debit Card RMB

Bank of China Great Wall Credit Card RMB

Bank of China Great Wall Debit Card RMB

China Construction Bank Longka Credit Card RMB

China Construction Bank Longka Transfer Card RMB

China Construction Bank Longka Savings Card RMB

Bank of Communications Pacific Credit Card RMB

Bank of Communications Pacific Debit Card RMB

Industrial Bank Shuntong Card RMB

Postal savings bank green card RMB

ChinaPay payment method:

Bank of China Great Wall Credit Card RMB Shanghai

China merchants bank card RMB

CCB Green Card Debit Card RMB

Ccb green card credit card RMB

China Agricultural Bank Magnolia Card RMB

Bank of Communications Pacific Credit Card RMB

Bank of Communications Pacific Debit Card RMB

Huaxia bank card RMB

Shenzhen development bank card RMB

Minsheng bank card RMB

China Everbright Bank Sunshine Card RMB