I received the interest settlement information, but the money didn't arrive. What is the reason?

The interest settlement SMS has been received, and the money has not arrived yet. The possible reason is that the bank will give you money, and there will be a lagging process. Just wait a little patiently after receiving the text message, and the money will arrive. If it hasn't arrived for a long time, you can call the bank to find out why.

The interest settlement time of deposits and loans is usually called the interest settlement date. General deposit and loan interest is settled quarterly at the monthly interest rate, that is, the 20th of the last month of each quarter is the settlement date (March 20th, June 20th, September 20th, 65438+February). The start and end date of interest calculation is 2 1 day of last quarter month to 20th of last quarter month.

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Relevant provisions on interest settlement

In addition to demand deposits and lump-sum deposits, interest-bearing and settlement rules for call deposits, agreed deposits, lump-sum deposits and withdrawals, lump-sum deposits and withdrawals, etc. , as long as it does not exceed? The People's Bank of China may set the upper limit of the deposit interest rate of the same term and grade, and all banks may set it by themselves.

In addition to the above deposits, personal loans can also be negotiated between individuals and banks according to the regulations of the People's Bank of China, but banks must inform customers in advance so that customers can choose different bank deposits or loans.

However, the reporter went to many bank outlets in the city yesterday and found that few tellers could clearly tell the reporter how the bank would modify the interest settlement method. Most tellers even said that they had not received the notice from their superiors.

Baidu encyclopedia-bank interest settlement