Today, I received a short message from 95566 China Bank, saying that I was applying for a credit card, but I didn't apply at all. What happened?

1. Maybe someone else's number is very similar to yours, and then it was given wrong, or the bank staff entered the wrong number. It is possible. Better call them and ask them to give it.

2. Maybe someone else is using your information to apply for a card. Call 95566 quickly, and you will succeed ... If you succeed, bring it quickly.

The crime of credit card refers to the act of using counterfeiters to fraudulently use other people's credit cards for the purpose of illegal possession, or using credit cards to maliciously overdraw public and private property with a large amount. The interests protected by this crime are public and private property ownership, bank financial management system and commercial operation management system.

The legal basis is (1) the relevant provisions of the Criminal Law of People's Republic of China (PRC): Article 196 Whoever engages in credit card activities in any of the following circumstances, with a relatively large amount, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other particularly serious circumstances, the offender shall be sentenced to not less than ten years * * * * or * * *, and shall be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated of property:

(a) using a forged credit card, or using a credit card fraudulently obtained with a false identity certificate;

(2) Use

(3) Fraudulent use of another person's credit card;

(4) malicious overdraft.

Higher People's Courts and Bureaus of all provinces, autonomous regions and municipalities directly under the Central Government, People's Procuratorate and Public Security Bureau of Xinjiang Higher People's Production and Construction Corps: In recent years, the crime of credit card smuggling has increased year by year, and the victim suspects have stolen credit card information in place B, withdrawn money in place C or tried to escape such crimes through space conversion. Now he illegally obtains other people's credit card information in different places by means of withdrawal and purchase.