What does it mean that the bank card information has expired?

This means that your ID card information reserved in the bank has expired, which means that your ID card has expired and you need to go to the bank to re-record the information with a new ID card. It should be noted that you should go to the bank or online bank to inquire about this information, and then handle it. Try to avoid direct SMS processing, prevent criminals from taking advantage of loopholes and protect their identity information.

1. First, you need to change your ID card. Steps for replacing a new ID card: 1. When replacing a new ID card, you need to bring the old ID card, account book and the cost of the new ID card to the police station where the account is located; 2. Take a new ID card photo at the household registration section of the police station; Step 3 collect fingerprints. 4. Then wait patiently. Steps to change bank reservation information: 1. Bring a new bank card ID card to the business hall of the bank to which the bank card belongs; 2. Find the lobby manager of the bank and tell him that he needs to update the bank reservation information; 3. Go to the corresponding window or ATM according to the prompt and follow the instructions of the bank staff; 4. Modify the reserved information. After all the above steps are completed, there will be no problem of expired bank card registration certificate.

Second, the bank will also suspend its related business if it fails to update the information to the bank in time after the personal ID card expires and is renewed. Please bring your valid ID card, the ID card change certificate issued by the issuing authority, and all the accounts in my name to the bank business outlets to change the account opening certificate information. Note: 1. The old and new ID cards can be proved to be the same person or the ID number has been normally upgraded from 15 to 18, so it is unnecessary to change the certificate. When the certificate expires, you can update it with a new certificate. Besides. You can also update your certificate through smart teller machines and mobile banking. 3. Please refer to the operation page of outlets or self-service channels for specific provisions.

Third, different banks have different requirements:

Whether it is necessary to go to the bank counter to update the information after the ID card expires is given by different banks. The customer service of China Merchants Bank said that if it is not updated in time, the transaction will be restricted. The customer service of the Agricultural Bank of China also said that the reminder will be given five times, and if it is not updated, your counter transaction will be restricted.

CCB's customer service said that customers are only advised to take the initiative to go to the counter to update, and not updating will not affect normal transactions. When the ID card of the securities account expires, it will not affect the stock trading, but when the bank-securities transfer, the money can only be transferred in, not transferred out. Both banks and securities accounts are connected with the ID card system of public security organs, but the ID card system connected with banks and public security cannot see the expiration date information, and all rely on the copy information saved by customers to remind customers that they are about to expire. At present, banks can only read part of the information in the ID card system to verify the real-name registration system, but the validity period of the certificate is not within the reading range.