What should I do if I receive threatening text messages after the online loan is overdue?

Nowadays, many people will overdraw their money in advance because of vanity. At this time, online lending came into being. Then, overdue online loans caused them to receive threatening text messages and put themselves in a very dangerous situation. What should I do? Especially when I received messages from micro-enterprises, I was particularly scared and at a loss. At this time, you need to be exceptionally calm.

First, the content of the threat. If the content of the threat is too intimidating and horrible, you can protect your rights and interests by calling the police. After all, threatening others is illegal. And if the content of the threat is too horrible, it will cause psychological harm to others, so this is an alarm and a good choice. And if the micro-content does not constitute the relevant threat title, but simply asks the relevant customers to pay back the money, then there is no way to call the police, because the money needs to be paid back. The police can't bear the corresponding responsibility.

Second, the nature of online lending. In fact, there are a lot of online loans now, and he is not facing it in a standardized way. In this case, we can take advantage of the loopholes in the system. If there is no formal property right, the online loan cannot be guaranteed by law, but if it is a formal online loan, then there can be relevant guarantees, that is to say, repayment must be made. And some illegal online loans, although not protected by law, will take some special measures to protect their loans and whether they can be recovered correctly, so if they don't pay back the money at this time, they may take some measures to make themselves seriously hurt.

Third, actively pay back the money. Online lending is a last resort, but once it becomes a habit, it is likely to cause serious harm to my life. Moreover, online lending is not a long-term way, and the money owed is always paid back. If you don't return it, it will have a serious impact on your credit information and your sexual desire. In order to keep your life undisturbed, you must take the initiative to pay back the money.