What if someone from the company comes to collect debts?

When you borrow from point to point, you must carefully consider your repayment ability. Once your cash flow problem leads to overdue repayment, the loan company can claim its own creditor's rights. At this time, you may be in trouble, and there may be debt collection companies to collect debts. So, what should you do if the debt collection company comes to collect debts? Let's take a look together. 1. What if a debt collection company comes to collect debts?

If the debt collection company has illegal detention, intimidation, coercion, intentional injury to the debtor and other debt collection means or behaviors, it is illegal, which violates the relevant provisions of the Criminal Law and is also illegal.

Once there is illegal debt demand, the debtor can call the police in time.

Second, is the debt collection company legal?

First of all, the Beijing Industrial and Commercial Department has made it clear that debt collection companies and debt collectors will not be registered. Moreover, the Ministry of Labor and Social Security also claims that debt collection is not a nationally recognized occupation. Secondly, we must collect debts by legal means, such as calling for debts, sending a lawyer's letter, or suing the court. In reality, some creditors resort to the law and get a fair judgment, but the debtor's debt can not be repaid and the law is difficult to enforce. How can the dunning company recover the arrears immediately through legal means? Even if a formal commercial investigation company is entrusted to collect debts, the relationship between the responsibilities and obligations of both parties should be indicated in the entrustment contract and power of attorney to avoid unnecessary disputes.

Third, the debtor's violent collection of arrears.

1, SMS phone threats.

Countermeasures: Threaten SMS screenshots to leave a certificate. You'd better record the conversation. You can save enough evidence to complain to the Internet Finance Association, and the manager should give you an answer.

2, encounter door-to-door violence collection

Countermeasure: Call the police. That's it. No matter whether you are wrong or not and how much money you owe, you must save your life first. Calling the police should be the only legal and useful way. Moreover, according to relevant laws, trespassing on another person's residence or refusing to leave another person's residence without reason after being asked constitutes the crime of trespassing on another person's residence.

3. Encountered illegal detention or seizure.

Countermeasures: Try to call the police. This method of debt collection has been suspected of illegal detention; Or negotiate with detainees, such as how long to promise to pay back the money and ask for personal freedom. Xia Jie, again, life is the most important thing.

4. Encounter indecent photos, videos and other private messages.

Countermeasures: It is illegal to spread other people's information without permission. You can sue the other party directly or ask the other party for compensation. However, no matter how good the response is, it is better not to borrow money for personal privacy such as photos and videos.

The above is a detailed introduction for you about what debt collection companies should do to collect debts. If some debt collection companies violate the law when collecting debts, such as violent debt collection, they can call the police in time to ensure personal safety. At the same time, you should actively negotiate with lending institutions to raise repayment funds. If you have any legal questions, please consult a professional lawyer.