What if someone lends me money and doesn't give it to me?

First of all, first of all, I made it clear to my friends directly through SMS and WeChat. At that time, I asked him euphemistically, when the economy is more affluent, can you pay me back? Just say that my economy is also very tight recently, and there are many places that are in urgent need. At this time, friends usually say a repayment time. As long as they say the repayment time, it proves that friends have borrowed money from you by default. There is a written basis in law. In fact, this step is to obtain a friend's loan certificate and keep a good chat record. In case it may be needed later.

Second, when friends don't pay back when they are due, ask friends to go shopping together. If you want to buy something you like, make up a good reason and use sweet words. At this time, ask a friend to borrow money on the grounds that you don't have enough money on you, so you'd better add interest.

Third, change the lent money into equivalent goods, and pay attention to what is valuable on your friend. Generally, the value of this thing is greater than the amount of money you lend to your friends. At this time, make up an excuse to lend you his things and return them to him when you get them. In short, when you don't pay back the money, you should take his things for yourself on the grounds of various uses.

Fourth, find an emergency reason. Most people are sympathetic. When your friend doesn't pay you back, you should find a reasonable and compassionate reason. For example, your relative is ill (a fabricated relative), and now he is in urgent need of money and needs a lot of medical expenses. Now he has collected all the money from his relatives and friends, and he is still short of money (slightly more than the money you lent him). After all the money is raised, you can operate on your relatives. At this time, in addition to asking your friend to pay back the money, you also take the initiative to borrow more money from him. Generally speaking, a compassionate friend will repay you more or less. I really don't pay it back at all, even if this friend doesn't.

Fifth, be polite to your friends and be polite to your friends. If you don't pay them back, you should do something hard. For example, you should ask your friends loudly and politely, "When will you pay me back?" I need it urgently recently. Buying a house and paying the mortgage are urgent and so on. A friend is an acquaintance, he will be embarrassed by face and promise you time to pay back the money. If he really doesn't do this, he will lose his reputation in the hearts of his friends.

Sixth, the first five tricks don't work. By legal means, the SMS loan voucher saved in front can come in handy.