I received a short message from Yin Yan (the entrusting party of Ant Microfinance), saying that Hua Bai has not been returned yet, and she wants to sue me. What should I do?

First of all, Baidu noticed that someone even listed the number you provided as a "harassing call".

Secondly, are you really in arrears? If there is, it is best to repay it.

Third, you have no direct legal relationship with this entrusting company. This kind of intermediary company, you don't know its situation, and no one can tell you whether it is the agent of ant Xiaowei. If not, you've been cheated. So the best way is to skip it and contact Ant Micro-loan directly to confirm the authenticity of this third party.

Fourth, honesty is one of the basic principles in dealing with people. Timely repayment is beneficial to both parties. We won't break the contract again.