How to report the loan platform?

The reporting loan platform reports or reports to the public security organ.

First, because many people don't understand many financial routines, it is easy to have disputes with loan companies when they react. If you want to complain, you will be rejected. The main reason for these situations is that I don't know what these platforms are in charge of, no matter what. The core point is that economic disputes are definitely ignored. People are in charge of violating laws and regulations. So if you want to complain the most effectively, you must talk to the right platform! The following are some common disputes and corresponding complaint platforms.

First of all, we encounter illegal text messages, fraudulent phone calls and spam. When personal information is leaked and network virtual phone is frequently harassed, you can report it to the Ministry of Industry and Information Technology or 1232 1 Network Bad and Spam Reporting Acceptance Center.

Two, in case of beheading, routine loans, usury and other illegal acts, you can complain to the Internet Finance Association and the local financial office.

Third, if the service fee and insurance premium of the loan extension are not invoiced, you can complain to the tax bureau.

Fourth, if the project and marketing behavior are not within the business scope of the company, you can complain to the Industrial and Commercial Bureau.

Fifth, check the financial license of the platform in official website of CBRC to ensure the filing information of insurance products, and so on.

Second, some illegal platforms often appear in the case that the product rate recorded by the CBRC is very low but the products lent to others are very high! If the other party does not have a license or the rate is inconsistent, and the loan product is tricky, you can also complain to the CBRC! At the same time, all the above problems can be complained to black cats, and complaints can be gathered. One * * * is five acceptance situations and nine complaint platforms! I suggest you collect and keep it!

Third, special attention: the premise of these complaint platforms must be that you have indeed encountered illegal acts! It's not that the other party is nothing, you just don't want to pay back the money. Indiscriminate complaints and threats. Don't have this mentality. The content of the complaint must have tangible evidence for the staff to judge. Otherwise, the platform customer service will think that the dispute is caused by your failure to pay back the money in time. The platform will naturally not handle it. In addition, many people report that no one answered the phone. This is mainly the wrong time to play! Not on Saturday and Sunday, not on holidays. These platforms don't have that many customers, and they are not online 24 hours a day. They work from nine to five, the working hours of civil servants. Prepare your own demands in advance, demands within the responsibilities of this platform. Remember to follow up your complaints and see the feedback results in time.