Will harassing phone calls and hacking attacks affect credit reporting?

Generally, it will not affect. Mobile phone blacklist has its auxiliary function; Generally, the lifting of the mobile blacklist within five years will not affect the bank's credit.

Anything that bothers you is harassing phone calls. You can intercept them with Tencent Mobile Manager and blacklist all harassing phone calls. You won't get harassing calls again; You can either choose interception mode or intelligent mode in the settings, or only accept the white list, and you can customize the settings; If there are harassing calls in the middle of the night, you can turn on the housekeeper's night anti-harassment mode.

: harassing phone calls can never be stopped, but how did they get their mobile phone numbers?

1, street questionnaire. There are small gifts when filling out the questionnaire on the street, which looks quite cost-effective, but the confidentiality is low and personal information is easy to leak.

2. Express bill. Tear off the outer packaging of the courier, most people throw it directly into the trash can, and the mobile phone number is exposed.

3. Online registration. Nowadays, the network is widely used. Most websites have the option of mobile phone registration, and many non-standard websites use this to collect mobile phone numbers.

4. Old mobile phone. When selling old mobile phones, we all format them, but in fact, the deleted data can be recovered through some technologies. Many criminals get a series of personal information such as mobile phone numbers through data recovery, and then sell them at high prices.

5. Personal information disclosure. At present, most harassing calls are precision marketing, and the reason is the disclosure of personal information.

Avoiding the disclosure of personal information should:

1, use personal identification with caution. If you need to use a copy of your ID card, please indicate "only handle * * business" and keep it properly after use. Do not dispose of unused or invalid copies, and do not submit detailed personal information on websites or public places.

2. Clear the information on the parcel express. Remember to scrape or smear personal information before throwing away the express parcel.

3. Try not to use the open WiFi network in public places. Try not to use free WiFi without password in public places. When using WiFi to log in to online banking or Alipay, you can access it through a special APP client. It is best to set the WiFi to be connected manually.

4. Properly handle used mobile phones. Try to avoid reselling mobile phones with personal account information. If you really want to sell it, you must do a thorough cleaning before reselling it.

Don't trust all kinds of informal market research. Before participating in such activities, you should choose a website with reliable reputation, carefully verify the real situation of the other party, and don't fill in it rashly, which will lead to the disclosure of personal information.

In all harassing calls, commercial marketing calls account for a large proportion, but what should I do if I encounter a phone call with fraud clues:

1, be vigilant. We should be highly vigilant against all acts of asking for personal information and transferring funds by telephone.

2. Don't divulge private information. Private information such as ID card, bank account number and password will never be mentioned to anyone on the phone.

Beware of international calls starting with 3, 00 or+. Calls starting with 00 or+are usually international calls, which are also commonly used by scammers at present. Be especially vigilant.

4, these common sense should be known. Do not call back the "ringing" phone; The telephones of telecommunication, banking and public security systems are independent and cannot be transferred to each other; It is a trick of swindlers that the public security law and other units have not set up so-called "safe accounts"; The tax and financial departments will not refund the tax by telephone.