How to check the balance of a bank card?

The methods for bank card balance inquiry are as follows:

1. SMS inquiry

2. Mobile banking inquiry

3. Online banking inquiry

4. Third-party software query

5. Call customer service to query

If you don’t know how much money is left in your bank card, you can use the above Five ways to query. Just choose 1-2 of them, whichever you think is most convenient. Under normal circumstances, I will choose mobile banking and SMS inquiry. These two methods are very simple, convenient and fast to operate.

Extended information

1. Analysis of five methods of checking balance of bank cards

First: SMS query

Most bank cards If you have enabled text message reminders, a text message will be sent to you whenever your account balance changes. This text message contains your account balance information. So if you don't know how much your balance is, you can look at a recent text message to know how much money is left on the card.

Second: Mobile Banking Inquiry

When you go to the bank, the lobby manager will ask you to download a mobile banking for convenience. Of course, there are many functions in it, such as transferring money, spending money, purchasing financial deposits, etc. If you only need to download a mobile banking, log in, and you can see your account balance.

Third: Online banking inquiry

This method is more troublesome and requires a computer to log in to online banking. Only then can you see the account balance, so few people carry a computer with them, and generally only carry a mobile phone. Therefore, mobile banking is more convenient than online banking.

Fourth: Third-party software query

You can bind your bank card to the third-party software and you can see your account balance. However, due to irregularities in many software, your bank card information may be leaked and your bank card may be stolen. Therefore, you must be cautious when choosing third-party software. Common third-party software includes Cloud QuickPass, which was developed by China UnionPay. It is safe and reliable and can be used with confidence.

Fifth: Call the customer service number to check

You can call the customer service number on the back of the bank card and follow the voice prompts to check your account balance. However, sometimes you don’t have your bank card with you, and you may not know the bank’s customer service phone number. And it requires waiting, so this method is not practical.

2. Safety precautions for using bank cards:

1. Please keep your personal information properly and do not tell others the card number, expiration date and other information.

2. Don’t leave your sight when swiping your card for consumption. Please be careful when entering your password. Don’t set your password too simply, and don’t use your birthday, phone number, or ID number as your password. Never write your PIN on the card or keep it with the card. There is some card information on the purchase form, so do not throw it away casually.

3. Please identify the URL carefully to prevent visiting fake shopping websites and fake online payment pages. If you find a suspicious website, please call the customer service hotline immediately for verification. Do not enter bank account number, password and other information on unknown websites to avoid personal information being stolen by phishing websites or network Trojans.

4. If there are any changes to your personal information (for example, changes in contact information, address, etc.), please modify the relevant information through the banking system in a timely manner.

5. Check your transactions regularly and reconcile the statements.

6. Please read the consumption notification text message sent by our bank carefully. When the amount in the text message does not match the actual amount, please call the customer service hotline for further enquiry.

Operating environment

Brand model: Lenovo laptop Xiaoxin Air15 Ryzen Edition

System version: Windows 11

Browser: Google chrome browser

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