What should I do if Meituan's business is in loans overdue? Gather around and say I'll come.

If the commercial loan of Meituan is overdue, users should contact the platform as soon as possible to see if they can apply for negotiated repayment. If the platform does not agree, users need to find another way to solve it. In addition, door-to-door collection is generally to put pressure on users and deal with arrears as soon as possible, but there are fewer actual door-to-door situations.

In the case of door-to-door delivery, the user can negotiate with the agent in person. If there are violations in the process of door-to-door collection, users can also keep relevant evidence for complaint handling.

Meituan Commercial Loan is a loan product for platform merchants, so it will affect the evaluation on the platform after it is overdue. It will be even more difficult to borrow money in the future, and with the increase of overdue time, the corresponding penalty interest will also increase cumulatively. Penalty interest = overdue principal date × daily interest rate × 1.5× overdue days, which will increase the repayment pressure of users. Therefore, it is recommended to maintain the repayment credit at ordinary times and deal with it immediately after the deadline.

Extended data:

Overdue consequences:

First, late payment will affect personal credit. If a lender borrows money from a bank and fails to repay it within the time limit, his personal credit report will leave a bad credit record. It is very difficult to apply for credit cards and loans in the future, and most of them will be rejected, which will cause many troubles to personal production and life.

Second, the most direct consequence of not paying back the credit loan is a high penalty interest, and you may have to pay a certain penalty. Even the principal and interest add up to a lot of expenses, and the result of not repaying on time is to increase my economic pressure.

Third, in loans overdue, the lender will face all kinds of collection. Banks or financial institutions have their own collection systems. After the lender is overdue, the first-class collection will send you a text message and call for a reminder. If it is not returned for a long time, and the degree is serious, there will even be a collector to collect it in person. This overdue person should be psychologically prepared and strive to pay off the money at the first time before solving it.

Fourth, if the loan is overdue for a long time and the amount is large, the lender may be sued by financial institutions. After the lawsuit is accepted, the assets of the lender may be sealed up after the court pronounced a sentence. This is the "repayment reward" that the lender must implement, otherwise the court will seal up the property and other assets under your name according to law to repay the arrears with the proceeds from the auction.

Fifth, if the circumstances are serious, you may go to jail. Under normal circumstances, such incidents as borrowing money and not paying it back are civil disputes and will not rise to the criminal level. However, if some lenders refuse to implement it and insist on not paying it back, if the circumstances are serious or bad, the court will also investigate the criminal responsibility of the borrower according to the circumstances, and even go to jail if the circumstances are serious.

If the network black index score is too low, overdue loans will also affect the user's network black index score. The low score of the Internet Black Index will not only affect the mortgage success rate, but also affect the users' flower beds and flower beds, and even lead to the closure of flower beds and flower beds.