Credit card overdraft 15000, unable to repay after it is overdue, and pay a little every month. Will you be prosecuted?

Overdraft credit card 15000 yuan is unable to repay, only a little every month, and will face the risk of being sued.

Detailed description:

1. Overdue repayment of credit cards is a breach of contract, and banks have the right to take legal measures to recover the arrears.

2. Generally, banks will first collect overdue funds by phone, text message or letter, and demand timely return.

3. If the overdue accounts are not paid for a long time, the bank may transfer the overdue accounts to a professional collection agency to collect debts.

4. The collection agency will recover the arrears through various channels, including door-to-door visits and sending lawyers' letters.

If it is not paid off within the time limit, the bank has the right to bring a lawsuit to the court and demand compulsory repayment.

6. The court will decide whether to repay the arrears according to the relevant laws and regulations, which may have a negative impact on the overdue person's credit record.

Summary:

If the overdraft credit card 15000 yuan cannot be repaid, it can only be repaid a little every month, and the user faces the risk of being sued. The bank will take various measures to recover the arrears through the collection agency, and may eventually take the overdue person to court. Therefore, it is very important to consult relevant professional institutions in time to solve the overdue problem.

Extended data:

In order to better understand the impact of credit card overdraft and personal credit records on life, users can consider Eagle Heart to quickly query credit big data. In this way, you can get your own credit report and know your credit status and the possible consequences of overdue repayment. By analyzing the report, users can better manage their own finances and avoid bad behaviors such as overdue credit cards.