Minsheng Bank Repayment Prompt SMS Template

Question 1: repayment is required on the last repayment date. The business rules of the last repayment date are as follows. If you swipe your card before the billing date, it is the sunrise bill of the current period and you need to repay it on the repayment date of the current period. If you swipe your card after the billing date, it will be the sunrise bill of the next period, and then you will repay it on the corresponding repayment date.

The last repayment date refers to the repayment date specified in the statement, before which the bank should receive your current repayment amount or the minimum repayment amount.

Our bank stipulates that the final repayment date is the 20th day after the bill date.

For example, if the bill date is June 6th, the final repayment date of the June bill is June 26th.

The details can be inquired and confirmed in official website Customer Service Hall of our credit card.

Time-tolerant repayment: Also known as grace period, it means that the bank provides you with a certain period of repayment grace period service. If you repay within the grace period, it is deemed that you repay on time. The time-sensitive repayment service provided by Minsheng Bank Credit Card Center is 3 days, that is, you repay before 17:00 on the third day after the final repayment date, which means that you have repaid on time. If you have foreign currency bills, please purchase foreign exchange in time within the grace period. If the minimum repayment amount of the previous bill is not paid off within the due repayment date (including a grace period of 3 days), liquidated damages and interest will be charged, which will affect the cardholder's personal credit. It is recommended to return the money to the credit card as soon as possible.

Prompt you:

Time-sensitive repayment will be automatically postponed without application. ※:

If repayment is made within the repayment grace period, it will be regarded as timely repayment, and no overdue record will be generated. ※.

Question 2: In case of repayment, there are full repayment and minimum repayment, but full repayment is recommended.

The minimum repayment amount refers to the minimum amount you need to repay every month, which is shown on the current bill without special application. If you have paid the minimum repayment amount of the first installment of the bill, the remaining amount will not affect your personal credit record, but the unpaid amount does not enjoy the interest-free period, and you need to pay the revolving interest at the interest rate of five ten thousandths per day.