How to increase the credit line of Guangfa Credit Card? What if the withdrawal fails?

The credit card limit of Guangfa Bank is the overdraft limit approved by Guangfa Bank according to the information and credit status provided by the cardholder when applying for a credit card. However, this amount is not fixed and can be increased or decreased with the use of cardholders. If you are not satisfied with the credit card limit, you can apply to the bank for withdrawal.

Reminder: Keeping a good repayment record and using diversified cards will help to improve the credit line of Guangfa.

How to raise the amount of Guangfa Credit Card?

There are six ways to increase the amount of CGB credit card. You can apply through CGB "Discover Wonderful" app, online banking, mobile banking and WeChat banking, subject to review. The specific operation process is as follows:

1, "Discover Wonderful" APP application:

Download a "Discover Wonderful" APP on your mobile phone, log in, click "Home-Credit Card-Credit Card" or slide "Sidebar-Credit Card-Credit Card" to apply for cash withdrawal.

2. Log in to Guangfa Credit Card official website to apply.

Enter "official website of Guangfa Bank Credit Card" in Baidu browser, click the address in the search to enter the official website of the bank, enter the account password to log in, and then click "Credit Card → Line Management → Line Adjustment Application" to apply for line withdrawal.

3. Application for official account of credit card WeChat of Guangfa Bank.

Pay attention to the official WeChat account of "Guangfa Bank Credit Card Center" and click "My service → I want to adjust the amount" at the bottom of the WeChat dialogue page.

4. SMS application:

Use the system to register a mobile phone to edit SMS and send it to 95508 (SMS application, excluding downgrade service).

Permanent quota adjustment: the last four digits of XTE+ card+expected quota (xte 888820000)； if it is expected to be adjusted to 20,000); Will be sent);

Temporary limit adjustment: XLT+ last four digits of the card+expected limit (if it is expected to be adjusted to 20000, send XLT888820000).

5. Mobile Banking: Click "Credit Card → My Credit Card → Apply for Transfer";

6. Service Hotline 95508: Call 95508 to apply for self-service quota adjustment. (95508- 1-2)

What should I do if Guangfa Credit Card fails to withdraw money?

The success of CGB credit card withdrawal is subject to bank review. If you fail to withdraw cash, you need to confirm whether you meet the following conditions to adjust the limit:

1. If it is the first time to withdraw money, see if your credit card account has been used for half a year;

2. If it is the second withdrawal, look at the interval between this withdrawal and your last withdrawal for half a year;

3. Your card is in a normal state and is not in a temporary adjustment state;

4. Is the credit card you want to apply for withdrawal the main card?

In addition to meeting the above conditions, GDB will also comprehensively evaluate your personal credit limit based on your personal information, daily consumption and repayment records.

If the transfer is unsuccessful, it is recommended that you keep the repayment record and continue to use Guangfa Credit Card for a period of time before applying.

Guangfa car owner credit card

(Refueling by swiping the card is 1% cash return or 5 times points; Free road rescue service)