Can I continue to pay the housing provident fund if I stop paying it? If I stop paying, can I withdraw it later?

Yes, after the termination of the provident fund, the account will be sealed, and when the insurance is renewed, just unseal the provident fund account. As long as there is a balance in your provident fund account, you can withdraw it. There are several ways and materials to withdraw the provident fund:

1. What relevant certification materials do migrant workers need to provide when they terminate their labor relationship with the unit when withdrawing housing provident fund?

(1) Original and photocopy of household registration certificate;

(2) The original and photocopy of the certificate of dissolution of labor relations;

(3) Extract the original and photocopy of the employee ID card;

(4) Withdraw the employee's own bank savings account.

Two, employees apply for the purchase of commercial housing, affordable housing, cooperative housing, self-occupied housing, etc., the first withdrawal of housing provident fund should provide relevant certification materials.

(1) Original and photocopy of the house purchase contract or house purchase agreement;

(2) The original and photocopy of the purchase invoice;

(3) Extract the original and photocopy of the employee ID card;

(4) Withdrawing the employee's own bank savings account;

In addition to the above information, the employee's spouse should also provide the original and photocopy of the husband-wife relationship certificate and the photocopy of the withdrawal record of the main purchaser.

3. What relevant certification materials do employees need to provide for the first time to withdraw housing provident fund because of paying rent?

(1) When employees apply for rent withdrawal within the administrative area of Beijing, they should provide: the rental fee invoice issued by the rental house tax collection authority or the tax authority; Housing lease contract; Proof that the unit pays the basic old-age insurance premium;

(2) If an employee applies for renting a house outside the administrative area of Beijing, he/she shall provide: a rental certificate issued by his/her unit; Provide tax payment certificates and rental fee invoices that meet the management requirements of the place where the house is located; Housing lease contract; Proof that the unit pays the basic old-age insurance premium;

(3) Employees renting public rental housing or low-rent housing shall provide rental invoices (receipts);

(4) Extract the original and photocopy of the employee ID card;

(5) Withdrawing the employee's own bank savings account;

In addition to the above information, the employee's spouse should also provide the original and copy of the husband-wife relationship certificate and the copy of the main rental record.

Extended data:

Measures for the administration of housing provident fund withdrawal from individual bank settlement accounts

Article 1 In order to further implement the Regulations on the Administration of Housing Provident Fund, Several Provisions for the Implementation of Beijing Municipality and Measures for the Administration of Housing Provident Fund Withdrawal in Beijing, strengthen the administration of housing provident fund withdrawal in the center, and standardize the withdrawal of housing provident fund from individual bank settlement accounts, these Measures are formulated in light of the actual situation of the center.

Article 2 These Measures shall apply to the management of the Beijing Housing Provident Fund Management Center (hereinafter referred to as the Management Center) and its subordinate management departments on the withdrawal of housing provident fund from individual bank settlement accounts.

Article 3 The term "withdrawal of housing provident fund from individual bank settlement account" as mentioned in these Measures refers to the withdrawal method that the management center and its subordinate management departments directly transfer the withdrawal amount of employee housing provident fund that meets the withdrawal conditions to the individual settlement account of employees when handling the withdrawal of housing provident fund.

Article 4 The personal settlement account mentioned in these Measures includes the joint card of housing provident fund and various bank cards or passbooks that can be used to withdraw housing provident fund after signing an agreement with the management center.

Fifth housing provident fund in principle from the individual settlement account, generally handled by the unit. Under special circumstances, if the unit applies to transfer the withdrawal amount to the unit settlement account, it must be approved by the employee himself.

Article 6 If an employee who has paid the housing provident fund uses a personal settlement account for the first time, the applicant for withdrawal shall open a personal settlement account in advance and provide the information of the personal settlement account to the manager of the unit where he works. The unit manager shall fill in the List of Housing Provident Fund Extraction (see attached table 1), and submit it to the management department together with the materials required for extraction after being signed and confirmed by the applicant himself.

Article 7 When an employee who has withdrawn the housing provident fund through the personal settlement account withdrawal method withdraws the housing provident fund again, it is not necessary to provide the personal settlement account information to the unit manager without changing the personal settlement account. The unit manager fills in the "Housing Provident Fund Withdrawal List", and the relevant individual settlement account column can be left blank.

Article 8 The management department shall review the withdrawal application, and if it meets the withdrawal conditions, enter the withdrawal materials and the withdrawal list of housing provident fund into the housing provident fund information system, and confirm the individual settlement account. The accounting department of the management center summarizes the data of housing provident fund withdrawal on the previous working day, and entrusts the bank to transfer the withdrawal money to the personal settlement account.

Article 9 When the personal settlement account information is incorrect and the transfer fails, the accounting department of the management center will notify the corresponding management department through the housing provident fund information system after receiving the failed data returned by the bank.

The management department first checks whether the name and account number of the personal settlement account are entered correctly. If not, the manager of the management department will state the reason, and the business director of the management department will review and sign it and make timely amendments. The financial office of the management center will transfer the withdrawal money to the personal settlement account again through the bank on the next working day. If the input information is correct, the management department should contact the deposit unit in time.

If the withdrawal of funds fails due to personal reasons of employees, the unit manager or individual shall fill in the Application Form for Change of Personal Information (see Schedule 2), and submit it to the management department together with a copy of the employee's ID card (the original ID card is required for personal handling) and a copy of the personal settlement account.

The management department can make changes only after being reviewed and signed by the business supervisor, and make a comparison table of personal information changes (see Table 3) and submit it to the unit manager or individual for verification; The financial office of the management center will transfer the withdrawal money to the personal settlement account again through the bank on the next working day.

If the withdrawal of personal settlement account fails for more than 20 working days (excluding) and the management department has not modified it, the accounting department of the management center will flush the withdrawal amount back to the employee's personal housing provident fund account after being examined and signed by the business supervisor.

Tenth withdrawals approved by the management center are generally transferred to personal settlement accounts within 3 working days. Individuals can go to the bank counter or ATM on the fourth working day to check whether the extracted housing provident fund funds have arrived; If the withdrawal money has not arrived, the unit or individual can inquire through the management department.

Article 11 When an employee who has paid the housing provident fund applies to change his personal settlement account, the unit manager or individual shall fill in the Application Form for Change of Personal Information, and submit it to the management department together with a copy of the employee's ID card (the individual shall provide the original ID card) and a copy of the personal settlement account.

The management department can only change the personal settlement account in the housing provident fund information system after being audited and signed by the business supervisor, and make a comparison table of personal information change, and submit it to the unit manager or individual for verification.

If the unit needs to change the employee's name or ID number when handling the joint card of housing provident fund, it shall be handled in accordance with the Notice on Issues Concerning the Change of Employee's Personal Information in the Joint Card (J.F. [2007] No.4).

Article 12 If the housing provident fund division business after divorce involves withdrawing the housing provident fund from the personal settlement account, it shall be handled in accordance with the Notice on Regulating the Operation of the Housing Provident Fund Division Business after Divorce (J.F.F.C. [2006] No.21).

Article 13 The accounting department of the management center shall be responsible for the interpretation of these Measures.

Article 14 These Measures shall come into force as of the date of promulgation, and the Measures for Withdrawing Housing Provident Fund from Personal Savings Accounts promulgated on March 22, 2003 shall be abolished at the same time.

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