Is it true that you received the text message from Xiao Win Wallet?

Xiaoying Card Loan has not applied for a loan, but has been sending a message saying that the reasons for not applying for the quota are as follows:

1, this mobile phone number has not been changed for a long time. The previous owner applied for a loan in a bank or other financial institution, but did not inform the other party after changing the mobile phone, so the other party sent a text message to this number.

2. It may be a scam message, which is fishing. I hope you can call him back when you get the message, so that you will fall into his trap.