Postal currency card opens online banking security authentication method: SMS. Is there a monthly fee? No text messages below 200? Is there an annual fee for the card?

Hello, 1. There are three security authentication methods for personal online banking of Postal Savings Bank: SMS, SMS+electronic token, SMS +ukey, in which each electronic token or ukey charges customers 20 yuan fees, and SMS authentication is free; 2. Through personal online banking transactions, each transaction needs to receive a dynamic password for verification; 3. The green card accounts of Hunan Fujian, Xiamen and Zhuzhou Postal Savings Banks charge an annual fee of 10 yuan, while the green card accounts of other provinces and cities do not charge an annual fee; 4. Postal Savings Bank charges 3 yuan small account management fee for RMB current deposit accounts with average daily account balance less than 65,438+000 yuan this quarter. Issue social welfare fund accounts such as subsistence allowances, social security and pensions; Handle current accounts authorized to pay utilities such as water, electricity, gas and telephone; A current account for repayment of personal loans and automatic repayment of credit cards; A current account for purchasing funds, RMB wealth management products, national debt and insurance products; Open a current account for third-party depository business; There is a green cartoon current main account and a local and foreign currency sub-account during the charging period; All current accounts and other accounts under VIP customers' names are exempt from small account management fees. 5. There is no charge for opening telephone banking at the counter of Postal Savings Bank; I hope my answer is helpful to you.