The endowment insurance has not been deducted this month. What happened?

First, your pre-existing withholding money is insufficient, so you can't deduct it. Second, whether I have gone through the formalities of stopping paying social security, so I can't pay. If the payment of old-age insurance is stopped due to unemployment or other reasons, it should be paid in time. If you stop paying the endowment insurance, you can pay it back, but you have to bear the corresponding late payment fee. If the unit does not pay, you can ask the unit to repay. Pension insurance is deducted in proportion. The payment ratio is as follows:

Endowment insurance: 20% for the unit and 8% for the individual (self-paid into the personal account);

Medical insurance: unit 10%, individual 2% (paid into personal account);

Unemployment insurance: unit 1.5%, individual 0.2%;

Work-related injury insurance: 0.5-2% for the unit, not paid by the individual;

Maternity insurance: the unit is 0.8%, and the individual does not pay.

Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure that workers reach the working age limit stipulated by the state, terminate their labor obligations or retire from their jobs because of old age. The purpose is to ensure the basic needs of the elderly through social insurance and provide them with a stable and reliable source of life.

Old-age insurance will take effect automatically after the elderly within the legal scope "completely" or "basically" withdraw from social labor life. The so-called "complete" is characterized by the separation of workers from the means of production; The so-called "basic" means that participation in production activities has not become the main content of social life. The legal age limit is a practical measure.

At the same time, the insured can only meet the following two conditions: (1) meeting the retirement conditions stipulated by the state and handling relevant procedures; According to the provisions of the basic old-age insurance premium accumulated payment period of 15, approved by the administrative department of labor and social security, can receive a monthly basic pension and funeral subsidies.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units. Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work. Tenth employees should participate in the basic old-age insurance, and employers and employees should pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.