Ping An's universal insurance pays 6000 yuan, can it be taken out smoothly after ten years?

Of course. As long as the preconditions for surrender are met, the insured can directly call Ping An Insurance Company's surrender telephone number: 955 1 1 to surrender. Whether it is ten years or five years, as long as the guarantee period is still valid, there is no guarantee period. For example, this product has a guarantee period of 20 years and has been paid for 10 years, that is, the insured has the right to apply for surrender before the guarantee time; There is no claim during the warranty period. As long as there is no claim history, the insured has the right to apply for surrender. If the claim has been settled, the insurance company will not accept it even if the application is filed.

Ping An Universal Insurance has been paid for 6000 years. How much can surrender cost?

We only know the payment time and policy fee of a product. The specific refund cannot be calculated when applying for surrender. Of course, if you want to know the amount you can get back when you surrender, you can directly open the policy and find the cash value table on the policy, and you will get back the amount at the corresponding time. Ten years, of course. If the current policy value does not exceed the premium paid, the premium will be lost, which is still very uneconomical.

The premium has been paid for ten years, which is beyond the hesitation period. At this time, as long as the money can be recovered, it will definitely be lost. The cash value of the policy is based on the premium paid and the remaining premium after the insurance company deducts the relevant handling fees. Generally, the longer the time, the higher the value of the policy and the more money you can recover.

How to retire after 6000 years of Ping An Universal Insurance;

Ping An Insurance's insurance products cannot be surrendered online. If there is a demand for surrender, you can bring the required materials to the insurance company or let the insurance agent handle it at home.

The first step is to call the insurance company's surrender hotline, explain the intention of surrender, and consult the materials to be prepared for surrender and related matters;

Step 2: Submit surrender materials, including surrender application form. This form can be downloaded and filled in in official website, or it can be filled in at the counter. Insurance companies will have special templates. After the materials are prepared, they can be handed over to the staff of the insurance company for surrender.

The third step is to wait for the insurance company to audit, and there will be an audit time after receiving the materials from the insurance company. After approval, the applicant will be notified by SMS, email and telephone.

The fourth step, after paying the refund premium, the surrender is completed.