What do you mean by freezing the balance?

Freezing the balance generally means that the money in the bank card has been frozen. At this time, you can call the bank's customer service hotline to inquire about the specific reasons for the freeze. After the money in the card is frozen, you can only withdraw money from the card memory, but you can't withdraw money. Common reasons for bank card freezing include abnormal transactions; Incorrect password input for three consecutive times; Third party reasons are frozen, etc.

After the money in the bank card is frozen, it can be unfrozen in the bank, and the money in the card can be used normally after processing. However, when the money in the bank card is frozen by the judicial authorities, the individual cannot unfreeze it voluntarily, and usually needs to wait until the relevant cases are handled.

I. Balance

It is the surplus funds accumulated in the capital account.

Second, the type of balance.

Credit card balance is the amount you can use; Debit card balance refers to how much money is left in your account; The WeChat balance is the balance in your WeChat wallet; Alipay balance refers to the balance of Alipay account. Submit relevant materials and information for unsealing.

How to unfreeze the frozen balance?

1. Determine the specific type of balance freeze. Is it a bank card or a third-party payment or something else? The rules for freezing the balance of each account are different. For example, when you use WeChat, the balance cannot be used. Is the bank card balance frozen or is the bank card frozen?

2. Conduct targeted self-inspection according to the corresponding frozen balance account. First, check whether you have used relevant fund accounts in violation of regulations, especially bank cards, WeChat, Alipay, etc. For example, online billing, online gambling, online fraud, online currency speculation, online foreign exchange speculation, online pornography.

3. Contact the official customer service of the frozen balance account, and communicate with the other party through online customer service or telephone customer service to ask about the freezing reason and understand the freezing reason.

4. According to the thawing plan provided by customer service, prepare to go through the thawing procedures. Under normal circumstances, if the balance is frozen, you need to submit relevant information and proof, and the customer service will communicate with you. However, there are many reasons for being frozen, and the customer service is not clear. You need to go to the counter to handle it. Of course, WeChat and Alipay have no counters and can only be handled online.

5. Submit relevant materials and information and wait for unsealing. You should make an understanding seal according to the thawing situation of major platforms and wait patiently. To sum up, unfreezing the balance is actually a very troublesome thing, and it is also very passive, because everyone needs someone else to audit, find out the reasons repeatedly, and use various fund accounts carefully.