How to treat Everbright credit card bill?

How to query the credit card bill details of China Everbright Bank?

Preparation tools: mobile phone, WeChat APP.

1. Search and follow the official WeChat account of "China Everbright Bank Credit Card" on WeChat APP.

2. Enter the official account of credit card WeChat of China Everbright Bank, select "Bill Inquiry" in "Card Service" and click Enter.

3. According to the interface prompts, enter relevant contents and submit them.

4. Click the "Bill Query" option in the interface, and click this option to expand.

5. Select the bill details you need to query.

How to check the credit card bill of China Everbright Bank?

Credit cards have almost become a necessary plaything for wage earners, and it is common to have a few people. Credit card is very convenient to use, but it is often confused by the date of the bill. So how to query the credit card bill of China Everbright Bank?

1, SMS inquiry: You can use the reserved mobile phone to edit the SMS "Last four digits of bill #" to 95595, and you can inquire about the bill information of this period.

2. Statement inquiry: China Everbright Bank will send you a statement every period, and you can inquire the details of the statement in this period through the information on the statement.

3. Online Banking Inquiry: You can log in to Everbright Bank Credit Card Online Banking to inquire about the current billing information.

The above is the introduction of the inquiry method of credit card bill of China Everbright Bank.

How to inquire about the credit card consumption details of China Everbright Bank?

There are many detailed methods to inquire about the credit card of China Everbright Bank. This paper introduces several common methods:

Method 1: Call the credit card customer service center of China Everbright Bank. Cardholders can dial the credit card number of China Everbright Bank: 4008 195595, and then switch to manual service to check their credit card consumption records.

Method 2: You can log on to the website of China Everbright Bank.

Operating environment: MacBook, macOS( 10. 15.7) system, Baidu browser, official website of China everbright bank,

Click on the credit card, and then click on the credit card to check the credit card consumption record of China Everbright Bank.

Method 3: Check the card issuance notice: When mailing you a new credit card in the credit card center, your credit card consumption record of China Everbright Bank will be clearly marked on the notice.

Method 4: Check the monthly statement: Your credit card consumption record of China Everbright Bank will be marked on your monthly statement.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1 The English Translation and Writing Standard for Public Service was formally implemented, which stipulated that the English name of CreditCard was Credit Card.

Credit card consumption is a non-cash transaction payment method, which does not need to pay cash when spending, and repays on the bill date.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).

On May 25th, 2002/KLOC-0, the Supreme People promulgated and implemented the Provisions of the Supreme People on Several Issues Concerning the Trial of Civil Cases of Bank Cards.

How to check the bill with the credit card of China Everbright Bank?

You can check the credit card details in the following ways:

Online banking or mobile banking inquiry;

Telephone consultation customer service;

Pay attention to the official account inquiry of WeChat WeChat;

Banks usually send e-mail bills after each billing date.

How to treat the credit card statement of China Everbright Bank?

Nowadays, it has become a very common thing to spend money by credit card, and we have to wait for the credit card bill to arrive every month. So, how to understand the complicated credit card bill? Let me talk about the credit card statement of China Everbright Bank.

1. What do you think of the credit card bill of China Everbright Bank?

Main contents:

1, the name of the credit card and some information;

2. Credit card trading date of China Everbright Bank: the date of each transaction;

3. Bookkeeping date: the amount of each transaction and the bookkeeping date;

4. Description of the transaction: the merchant or place where each transaction takes place;

5. Minimum repayment amount in this period: the minimum amount that must be repaid in order not to affect personal credit when it cannot be repaid in full;

6. Repayment amount in this period: the total amount of transactions in this period.

7. Current arrears: the unpaid amount in the current bill.

8. Arrears in the previous period: the amount not paid off in the previous period.

Other details (excluding email bills):

1. Don't miss the discount on the bill.

There is a "preferential activity" in the navigation bar at the top of the credit card bill, which will launch credit card activities with greater preferential intensity in the current month. Card friends may get some benefits by paying more attention!

2. There is a doorway to the minimum repayment amount.

Let me give you an example. For example, although the minimum repayment amount should be 10% of the total repayment amount, it should be 5. 17 yuan. However, due to the regulations of China Everbright Bank, the minimum repayment amount of Puka is less than that of 50 yuan, and it is charged according to 50 yuan. If the gold card is less than 100 yuan, it will be charged according to 100 yuan. If the total repayment amount is lower than 50 yuan /65438. Card friends must pay more attention to avoid overdue because of a little money.

3, the negative is repayment, not consumption.

Credit card bills are different from the usual bookkeeping methods. For credit cards, positive numbers are consumption and negative numbers are repayment. Card friends should not think that their repayment has not been successful just because the number is negative.

There is a mystery in the tip at the end of the bill.

Many card friends have a series of selectively blocked tips in their bills, so they don't even read them. In fact, these tips sometimes introduce some useful credit card functions.

2. How to check the credit card bill of China Everbright Bank?

1, online query

Cardholders can log in to the Credit Card Center of China Everbright Bank, select the function of "I want to check the bill" under the column of "I want to apply for a card" on the left, enter the credit card bill inquiry page of China Everbright Bank, and enter relevant information to inquire your credit card bill of China Everbright Bank.

Note: Online bill checking needs to use the mobile phone number reserved by China Everbright Bank to receive the dynamic verification code.

2. Customer service telephone inquiry

You can also call the credit card customer service telephone number of China Everbright Bank (4007-888-888) or the national customer service telephone number (95595), and follow the self-help voice prompts or transfer to manual customer service to inquire about your credit card billing information.

3, SMS query

You can also use the mobile phone number reserved in China Everbright Bank to edit the short message "Last 4 digits of bill #", such as bill # 1234, and send it to 95595, so as to check the current repayment amount, minimum repayment amount and due repayment date of your credit card. You can also send "Last 4 Digits of Details #" to inquire about the details of booked and unbookkept transactions.

4. Query on the statement of account

Everbright Bank will send you a statement every period, and you can check the details of the current period through the information on the statement.

The above is what I introduced to you about "What do you think of the credit card statement of China Everbright Bank?" I hope this article I compiled is useful to you. Want to know more about credit cards, I suggest you pay attention to Jintou Credit Card!

Disclaimer: The operation suggestions in this paper only represent the views of third parties and have nothing to do with this platform. Investment is risky, so be cautious when entering the market. Deal with it accordingly at your own risk.

So much for the introduction of how to read the bill of China Everbright Credit Card.