Weizhong Bank has not paid back 23,000 yuan in two years. Is it true that he said he would sue me? What are the consequences?

That's true, but in view of the recent prevalence of fraud, I suggest going to the bank to check the situation to prevent fraud. I haven't paid back the money for two years, and I called you to say that the prosecution court needs to go through judicial procedures. It may be true that banks will use legal weapons to protect their property from losses. Safeguard legitimate rights and interests. Let's pay back the debt quickly.

Because of your loans overdue, they urge you to repay in this way to attract your attention; If the other party has sued you to the court, then at this time, the court will usually send you a text message or call you to get the prosecution materials or subpoenas. If you don't appear in court, the court is likely to make a judgment by default, and you also need to fulfill your obligations under the court's judgment.

If serious consequences are caused, Article 196 of the Criminal Law is under any of the following circumstances. If the amount is relatively large, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than years or life imprisonment, and shall also be fined not less than 50,000 yuan or his property confiscated 500,000 yuan.

Generally speaking, malicious overdraft refers to the bank's failure to repay the loan for more than 3 months after repeated urging for illegal possession. However, if the people's court has repaid the overdraft interest in full after the public security organ files the case and before the judgment is pronounced, it may give a lighter punishment to the overdraft interest; If the circumstances are minor, punishment may be exempted. If the amount of malicious overdraft is large, and the overdraft interest has been fully repaid before the public security organ files the case, if the circumstances are serious or minor, criminal responsibility may not be investigated according to law.

To sum up, whether it is true or not, we should pay attention to it and avoid taking unnecessary legal responsibilities.