Excuse me, it's been five or six hours since the transfer, and I haven't received the text message or the money. What happened?

If China Merchants Bank transfers money, the transfer time of online banking/mobile banking remittance: peer transfer: whether in the same city or in different places, it is transferred to personal account and company account, and the account name is recorded in real time. If it is not completely consistent, the correspondent bank accountant will record or return it within 1 working day. Inter-bank transfer: There are three transfer methods, common, fast and real-time. The arrival time is different: 1, the normal mode is 1-2 working days, and the arrival time depends on the system processing of the opposite bank; 2. Fast mode: the bank proposes in real time that the arrival time depends on the system processing of the other bank; 3. Real-time mode: under normal circumstances, the account is received in real time. 4. Transfer mode of "proposing the next day", in which inter-bank transfer is proposed at 0: 00 the next day in normal mode, and it is expected to arrive in 1-2 working days.

If the payee's mobile phone number is entered in the transfer and remittance operation, the system will send a short message; If the mobile phone number is not entered, it will not be sent.

You can call 95555 to manually verify the payment status for you.