The bank card inexplicably received 6.5438+0.8 million yuan, and the detailed list showed the loan. What should I do?

Money is inexplicably received in the bank card, and the amount is large, and the loan is shown in the fund details; This means that you borrowed money without any operation. This situation is usually because identity information is stolen and used to apply for online loans.

After receiving this short message, first, check the situation immediately, and second, call the police in time if there is any abnormality.

There are no pies in the sky, only traps.

Although in real life, there will be cases where someone mistyped the money on the card, it is rare; It is because the name and account number are very close, which can be said to be one in ten thousand. In this case, the money needs to be returned to others, otherwise it will constitute "unjust enrichment".

In most cases, the unexpected income in the account is caused by deliberate operation by others. The purpose of this operation is not to send you money, but to send a "trap". If the inquiry is obviously a loan, it means that your personal information has been leaked, and others can freely borrow by mastering the information.

Such loans are usually issued in the form of online loans, because physical banks often do not have such a situation; Only loans such as online loans are widely reviewed and can be approved by other people's identity information. In this case, we must find out the source of funds in time, whether it is a loan, and then what company issued the loan, check the transaction records with the CBRC, and get in touch with the issuing company in time to make a complaint.

In this case, you should call the police in time.

Because after this happens, not only is personal information leaked, but the other party's behavior has already involved illegal crimes, and they may steal more than one piece of information. In order to avoid getting involved in more trouble with others, they should actively call the police.

At the same time, it should be noted that you can't transfer money to someone who calls you. You need to check the situation clearly and return it if it is a wrong number. If there is any abnormal situation, you need to return it carefully, otherwise returning the money to others is equivalent to helping him borrow money, and he will be responsible for repayment in the future.

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With the advent of the internet age, people's identity information will bring all kinds of troubles after it is leaked. Taking the wrong money, there are few real mistakes, and there are often traps inside.

At the same time, when you find someone else mistyped the money, don't be complacent and think about taking it for personal use. This is impossible! According to the transfer records, it is easy to fall into unjust enrichment, or passively become the debtor of the loan platform, and ultimately it is yourself who suffers. We must carefully verify the situation, overcome greed and try to avoid getting involved in more trouble.