I owe JD.COM an iou of 7,500 yuan, which is overdue for more than one month. I was informed by phone that I would visit my neighbors and friends. Will I really come?

At present, there is no specific regulation on how long it takes for JD.COM to collect the IOUs at home, but JD.COM's IOUs may be collected at home if they are overdue for too long.

JD.COM's overdue loan is a breach of contract, and JD.COM will arrange for collection. An overdue reminder message will be sent to you 1, 3, 5, 7, 10, 15 days after the overdue IOUs. In addition, you will be reminded by phone 18 days after your IOU is overdue.

If there is arrears in JD.COM Baitiao account, and the dunning has not been paid for many times, in order to maintain JD.COM. COM, we will collect the payable funds by letter, SMS, email, telephone, door-to-door or judicial channels. Please pay attention to the repayment time of your IOU, and repay it on time to avoid the impact on your credit or life due to overdue.

In addition, JD.COM IOUs have many adverse effects, such as overdue penalty interest, personal credit and the use of other financial functions of JD Finance. If you don't know your credit information, you just need to search: Sky Data, click Query, and enter information in this WeChat applet to find your own credit information. However, with the establishment of Baixing Credit Information, almost overdue online loans will affect personal credit in the future.

Therefore, regardless of whether JD.COM's IOUs will come to the door after the deadline, everyone should repay on time and protect their personal credit, so as not to bring greater repayment pressure to themselves.