The online loan sent a text message saying that the lawyer's letter was sent to the place of residence.

Identify the authenticity of a lawyer's letter,

1. According to the screenshot, the asset company sent a letter pretending to be a lawyer.

2. According to the screenshot, there is no lawyer involved and no lawyer authorized.

3. According to the screenshot, there is no law firm seal and no power of attorney.

4. In reality, there are a large number of people pretending to be lawyers and policemen to send letters and notices. Most of them are asset management companies, that is, debt collection, false letters, forged letters, false letters and forged official seals. These involve illegal crimes, forgery of official seals, fraud and so on.

If the online loan is overdue and you receive a lawyer's letter, you can discuss with the other party, apply for an extension, and talk about your repayment plan. Tell the other party that you are actively raising money and let the other party give a certain grace period. It's really no good. The comprehensive capital cost of online lending platform, including interest, handling fee and service fee, is very high. According to the Supreme People's Court's regulations on the interest rate of private lending, if it exceeds 36, the court will not support it, and it is suggested to communicate in time and repay it reasonably, otherwise it will face the legal risk of being sued, or even the risk of being included in the list of people who have lost their trust because they refuse to perform the effective judgment. This will bring great inconvenience to your future work and life.

Legal basis: Article 49 of the Law on Public Security Administration Punishment: Anyone who steals, swindles, robs, extorts or intentionally damages public or private property shall be detained for more than 5 days 10 days, and may also be fined for less than 500 yuan; If the circumstances are serious, he shall be detained for more than 10 and less than 15, and shall be fined less than 1000 yuan.

Article 50 of the Civil Procedure Law: Both parties can reach a settlement by themselves.