Joke Collection Website - Public benefit messages - After the credit card of China Construction Bank has been fully repaid, why did you inform me that the credit card has not been repaid?

After the credit card of China Construction Bank has been fully repaid, why did you inform me that the credit card has not been repaid?

The repayment has not arrived or the information is out of sync.

Alipay repayment and mobile banking repayment will be delayed due to system and other reasons. Wait a moment and confirm whether the repayment is successful again.

For example, if payment is made through Alipay, and WeChat is not updated in time, and this credit card is bound to WeChat, then WeChat including SMS may also receive repayment reminders. Similarly, if you repay through WeChat or mobile banking, Alipay and SMS may also remind you to repay.

However, if you look carefully, you will find that the repayment reminder you receive after repayment will eventually have a reminder. If you have repaid, you can ignore it. So confirm the repayment, and don't worry when it arrives.

Extended data

Generally speaking, all banks have time-sensitive repayment services. Some banks automatically implement the regulations, while others require cardholders to apply for an extension of repayment date by telephone. Moreover, banks have different time limits, some can be extended by two days, and some can be extended by three to five days.

Although most banks will automatically postpone the repayment for at least two days, cardholders must ensure that the repayment will be recorded in the overdue period of the bank. If it is not recorded in time, it will still be counted as overdue.

In addition, the cardholder should pay attention to the fact that in addition to transferring money to his peer account, if an individual transfers money through ATM, the issuing bank will handle the fund transfer 24 hours after accepting it, that is, if the payer transfers money from another person's card to his credit card through ATM, it will not arrive until 24 hours later.

References:

China News Network-Pay attention to these "pits" in credit card repayment after the National Day.