How to activate medical insurance card with newborn social security card

Newborn medical insurance cards are mainly activated by issuing bank outlets, designated medical insurance hospitals, designated medical insurance pharmacies or calling 12333. After receiving the newborn medical insurance card, you need to activate the medical insurance card within the validity period, otherwise it will be restricted. In addition, it is best to apply for the newborn medical insurance card within 3 months after the baby is born, so the medical insurance benefits are calculated from the date of birth.

1. Social medical insurance card, medical insurance card or medical insurance card is a special card for personal account of medical insurance. It takes the personal ID card as the identification code, and stores the personal ID card number, name, gender, account funds, consumption and other detailed information. The medical insurance card shall be borne by the local designated agent bank. This is a multifunctional debit card. After the insured unit pays the fee, the local medical insurance institution entrusts the bank to transfer some personal account funds to the insured employee's personal medical insurance card at the end of the month.

2. The medical insurance card is called "life-saving card". However, in some social pharmacies, it is not uncommon to brush medical insurance cards illegally. Some people use medical insurance cards to illegally buy, cash out, cheat, buy drugs and sell them at low prices, which encourages the black market trading of illegal underground drugs, leads to the loss of medical insurance funds and lays a serious security risk for the national medical insurance system. China's current medical insurance system is one of the means to alleviate the "expensive medical treatment" of urban residents, and it is also a "life-saving card" for ordinary people. However, we can see that in some places, medical insurance cards have become shopping cards. Some people use medical insurance cards to buy soy sauce, towels, Chili sauce, toothbrushes, toothpaste and so on. More seriously, some pharmacies even condone illegal cashing and illegal "black market" transactions.

3. A few people also use medical insurance cards to buy austerity drugs, which flow into the black market through criminals, posing a threat to the national drug safety and medical system. The fundamental reason for the violation of medical insurance card lies in the lack of law enforcement basis. The Social Insurance Law does not clearly stipulate the standardized use of medical insurance card funds. Some designated pharmacies with poor medical insurance benefits lose their integrity management concept, operate in violation of relevant state regulations, and seek illegitimate interests; The punishment is too light, and the current national laws lack protection for medical insurance funds; Some consumers have the misconception that "the medical insurance card is their own money. You can't take it out without buying medicine, but you can get some benefits by buying some daily necessities", which provides a hotbed for some pharmacies to violate the rules. Another important reason for the chaos of medical insurance cards is that the supervision system and mechanism are not perfect, and the lack of supervision leads to the random use of medical insurance cards in the supervision vacuum. Not only the expenses paid by employees, but also the expenses allocated by the government and units. Illegal use of urban residents' medical insurance cards directly leads to the loss of medical insurance funds, which harms the public's medical insurance interests and causes the loss of national medical insurance funds.