Is sending text messages asking for repayment a scam?

Legal analysis: If you do not owe money, the repayment information is fraud information.

Legal basis: "Criminal Law of the People's Republic of China"

Article 266 Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, Criminal detention or public surveillance, together with or solely a fine of a huge amount or other serious circumstances, shall be punished with a fixed-term imprisonment of not less than three years but not more than ten years; if the fine amount is particularly huge or there are other particularly serious circumstances, a fixed-term imprisonment of not less than ten years or life imprisonment shall be imposed , and shall be fined or property confiscated. If this law provides otherwise, the provisions shall prevail.

Article 192. Whoever uses fraud methods to illegally raise funds for the purpose of illegal possession, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined if the amount is huge or there are other serious circumstances. , shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or have property confiscated.

If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.