Why can't the Industrial Bank card receive the prompt information of the credit card?

Industrial Bank regulates the use of credit card short messages to remind cardholders to regulate the use of credit cards. Usually, if the cardholder receives such short messages without illegal use of credit cards, most of them are sent by Industrial Bank, mainly to remind the cardholder to use credit cards properly and not to engage in illegal operations.

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1. In recent years, with the state's rectification of the financial industry, banks are constantly standardizing the approval of credit cards, instead of issuing cards like a flood. Therefore, the function of risk control department has become more and more important, and the supervision of customers' credit card use has been strengthened. Therefore, as a cardholder, we should also pay attention to standardizing the use of cards, not cashing out with credit cards, and not investing in real estate products. Industrial Bank is one of the licensed commercial banks in China, and has the qualification to legally issue credit cards. In recent years, the number of credit card holders has increased rapidly, so the overdue rate and bad debt rate of credit cards are also increasing. Therefore, the risk control department of Industrial Bank has strengthened the management of cardholders' cards.

2. Many cardholders of Industrial Bank have received such short messages: Dear Industrial Bank customers: In order to avoid affecting your credit card limit, remind you of the standardization and security of the recent transaction methods of Industrial Credit Card you use, and the use of credit cards is limited to daily consumption transactions. Receiving such a short message proves that you have touched the bottom line in the process of using the credit card, which has attracted the attention of the bank's risk control department. If you don't change the card swiping action, the credit card limit will be reduced or even blocked. 4. swipe time. The business hours of most businesses are basically between 8: 00 and 22: 00, and it is abnormal to swipe cards at other times, except online shopping. Credit card swiping times 1, spending 20-30 times a month, with a large amount and little real spending, will be recognized as a quality customer by the bank. 2. A large amount of money per month 1-2 will be considered as a cash customer by the bank.

Third, learn these swipe actions, not only will you not receive such short messages, but your quota will continue to increase and even have unexpected gains. Industrial Bank Co., Ltd. (hereinafter referred to as "Industrial Bank") was established in August, 1988. It is one of the first joint-stock commercial banks approved by the People's Bank of the State Council and China. In 2007, it was officially listed on the Shanghai Stock Exchange, with its headquarters in Fuzhou. Since its opening 30 years ago, Industrial Bank has always adhered to the business philosophy of "sincere service, accompanying growth" and is committed to providing customers with comprehensive, high-quality and efficient financial services.