Reasons of Ningde Credit Card Blacklist

Why can't I apply for a credit card in Ningde account? Now the bank can handle it?

Fujian province is not only Ningde, Putian and other cities, but also blacklisted by some commercial banks. Anyone who is registered in these places is not allowed to apply for a card. People in these places have a good knowledge of business and finance. Too many people apply for cards, and more people owe money, which leads to low credit in the whole region and is directly banned by major banks.

Banks are also doing business and need to control risks. This is because the credit of a small number of people has hurt the whole region, and there is no good way to deal with it at present.

As for which bank can handle it, you need to consult banks according to personal work certificates and other relevant information to know!

Can I apply for China Merchants Bank credit card in Ningde?

At present, you can't. You have to have an application channel. After the application, the staff of China Merchants Bank signed at the front desk. Ningde currently has no outlets of China Merchants Bank, so it is temporarily unable to apply for a credit card.

Can Ningde account handle those bank credit cards?

It doesn't matter where to apply for a credit card. The conditions for applying for a credit card are: citizens with full capacity for civil conduct (citizens aged 65,438+08 in Chinese mainland) who have a certain direct source of income can apply for a credit card from the issuing bank. Sometimes, legal persons can also act as applicants.

The object of applying for credit card can be divided into units and individuals. Applicants should be organs, enterprises and institutions, foreign-invested enterprises and individual industrial and commercial households with independent legal personality in China. When applying for a credit card, each unit can get a main card and multiple (5- 10) supplementary cards as needed.

Individuals applying for credit cards must have a fixed occupation and a stable source of income, and provide guarantees to banks. The forms of guarantee include personal guarantee, unit guarantee and personal fund guarantee.

The application method is generally by filling in a credit card application form, which generally includes the applicant's name, basic information, economic situation or income source, guarantor and its basic information. And submit some copies of certificates and vouchers to the issuing bank. After filling in the application form truthfully, the customer shall submit the completed application form and relevant credit certificate.

A credit card contract is attached to the application form. The applicant authorizes the issuing bank or relevant departments to investigate the relevant information, and submit the information authenticity statement and the privacy protection policy of the issuing bank. , and must have the applicant's autograph.

Extended data:

Matters needing attention in filling out the credit card application form:

1, the unit or individual applying for a credit card must have a deposit account in the bank. The company that receives the company card must have a deposit account in the bank, and it is not necessary to open a special account for deposit when applying for a credit card; Individuals who receive personal cards must open a special deposit account with the card issuer and provide a guarantor. When the cardholder cannot repay the credit card consumption debt, the guarantor must unconditionally assume the repayment responsibility.

2. Use credit card to spend or withdraw cash. Generally, it shall not exceed the prescribed limit. The cardholder shall keep the balance in the deposit account in full for use, and allow goodwill overdraft when necessary. The card issuer will charge interest on the overdrawn funds; If the overdraft exceeds the prescribed time limit, the card issuer will cancel its credit card qualification.

3. If the credit card holder changes his job or address, he shall notify the card issuer in writing; If you stop using the credit card halfway, you should return the credit card to the card issuer; If a credit card is lost, it shall be reported to the card issuer, and the economic losses caused by the card issuer before accepting the loss report shall be borne by the cardholder.

4. Credit card holders can increase the credit card limit by swiping their cards.

Baidu encyclopedia-credit card

Does Ningde have a Guangfa credit card outlet?

Is there a GDB credit card in Germany? Ningde has an advertising credit card. How can I collect money if I don't open it? So his credit card must be opened.

Which bank's credit card in Ningde is easy to handle?

Credit cards should be easier for Bank of Communications. My friend went to a number of banks that built agriculture, and none of them applied for credit cards. I heard that Ningde can't do it because of its small reputation. Finally went to the Bank of Communications.

Can Ningde people apply for a Ping An credit card?

No local Ping An Bank temporarily does not support the application for Ping An Credit Card.

If there is RT Mart/Auchan in the local area, you can try to apply for Ping An RT Mart Card/Auchan Cardinal Card.

RT Mart card:

1) Annual fee

Main card: 65 yuan RMB; Sub card: 40 yuan RMB; Free of annual fee in the first year, and free of annual fee in the second year after swiping the card for 6 times.

2) In the designated supermarket in RT Mart, Chinese mainland every Monday, you can enjoy some discounts by using Ping An RT Mart member credit card;

3) During the accumulation period, the RT Mart card can be counted as integral consumption in the RT Mart store, and the in-store consumption reward of 0.5% of the consumption amount can be obtained; If you spend points outside the store in RT Mart, you can get an in-store consumption reward of 0.2% of the consumption amount. Bonuses can be used to deduct in-store consumption in RT Mart.

4) SMS prompt for all expenses of RT Mart card.

Auchan Cardinal Card:

1) Annual fee: RMB for main card in 65 yuan; Attached card 40 yuan RMB; The annual fee is free in the first year, and the annual fee for the next year can be automatically reduced if you swipe your card 6 times a year.

2) Advanced credit card feedback

Any amount spent anywhere in the world can be accumulated, and the amount of feedback can directly deduct the amount spent by Auchan Supermarket in China.

3) Exclusive rights and interests in the store

Thumb products are 50% off every Tuesday;

Auchan brand products 10% discount every Tuesday;

Up to 20% discount on new products selected by Auchan brand every month;

Auchan store has a special payment channel for cardinal cardholders;

Unscheduled preferential activities always add surprises.

So much for the introduction of Ningde Credit Card.