What does China Merchants Bank mean by suggesting that the installment amount is insufficient?

Explain that the conditions for staging have not yet been reached. If the bill amount is lower than that of 300 yuan, you cannot apply for installment.

The minimum application amount is 300 yuan RMB, and the maximum application amount does not exceed 90% of the total RMB consumption in the bill (excluding cash withdrawal, installment payment and other transactions stipulated by the bank).

The credit card installment type is different, and the installment amount is also different:

1. In case of bill installment:

Minimum amount: handle RMB bills by installments, and the minimum amount of each application is not lower than that of 300 yuan; For US dollar bill installment payment, the minimum amount of each application shall not be less than US$ 65,438+000.

Maximum amount: the maximum amount of the applied bill installment shall not exceed 95% of the total amount of new credit card consumption (excluding cash advance transaction, installment transaction, real estate transaction and other transactions designated by the bank).

Tips: The final amount that can be used for bill installment is evaluated by the system according to your credit limit, and the specific amount is subject to the results given by the current system.

2. Cash installment only supports RMB application. Application amount: the minimum 300 yuan for each time, and the cumulative maximum is not more than 50,000 yuan, which is actually subject to the system evaluation at the time of application.