How to cancel SMS in mobile banking?

In version i0S 15.0 1. IPhone 13 mobile phone, open mobile banking (version 8.0. 16) and download the bank's APP to cancel the SMS reminder. Log in first, then click account management, and finally find the option to cancel SMS.

2. Bring my ID card and bank card to the bank counter to submit an application for cancellation of service. You need to provide your ID card and bank card, which will take effect after the counter is successfully handled;

3. Log in to online banking personal online banking, and in the account security management menu, select Close SMS reminder service; (Prerequisite: Online banking bank card account has been opened)

4. Call the bank's customer service. After the manual service is certified, ask the customer service staff to turn off the SMS reminder service. (Prerequisite: the bank card account of telephone banking has been opened).

To sum up, SMS banks use mobile phones to unsubscribe, and SMS messages in each region are different. If you have online banking, you can log in to official website. If not, you can apply for customer service. If the customer service can't handle it, you can cancel the SMS reminder service at the outlet.

Mobile banking consists of mobile phone, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format. The bank host processes the user's request and returns the result to the bank interface system, and the bank interface system converts the processing result into the short message format.

Mobile banking is not telephone banking. Telephone banking is a banking service based on voice, and mobile banking is a banking service based on SMS. All the business conducted by telephone banking can be realized through mobile banking, and mobile banking can also complete the second transaction that telephone banking can't realize. For example, banks can pay telephone, water, electricity and other fees on behalf of users, but generally they can only transfer money after the user confirms it. Because mobile banking uses SMS, users can receive the information sent by the bank at any time when they turn on their mobile phones, so they can confirm the transfer anytime and anywhere.

Compared with WAP online banking, mobile banking has outstanding advantages. First of all, mobile banking has a huge potential user base; Secondly, mobile banking can only be operated after the SIM card and account double passwords are confirmed at the same time, so it is safe. WAP is an open network, and it is difficult to guarantee that it will not be attacked in the process of information transmission. In addition, mobile banking has good real-time performance, and the turn-back time is almost negligible, while WAP needs always online for the same service, which will also depend on many uncertain factors such as network congestion and signal strength.