Shanghai Pudong Development Bank applied for a reserve payment of 40,000 yuan for more than 2 months, but it was not activated. The repayment bill has been paid for 2 months. What should I do now?

Call customer service to verify the situation and solve the problem. You can also go to the black cat to complain, and a customer service staff will contact the bank customer service to solve it with you.

If not, how to generate a bill? The reserve fund is to give you a quota to spend. If you haven't spent it, there is no bill problem.

Another possibility is that you used your credit card to spend money, but you didn't brush your own quota, but you used your own reserve fund first, so there will be bills.

You can ask the customer service, and you can spend the petty cash directly by swiping the credit card.

Let's see what the customer service says.

Shanghai Pudong Development Reserve Fund is useless. Why do you want to return it?

On this issue, the official customer service of Shanghai Pudong Development Bank replied that after the successful handling of the consumer reserve fund, regardless of whether it is used or not, the installment principal and handling fee will be charged together with the "personal credit card account" bill, and we need to repay it to the personal credit card account according to the bill amount.

Brief introduction of Shanghai Pudong Development Bank:

Shanghai Pudong Development Bank Co., Ltd. (hereinafter referred to as "Shanghai Pudong Development Bank") is a state-controlled national joint-stock commercial bank approved by the People's Bank of China/KLOC-0 on August 28th, 1993, opened on October 9th and listed on Shanghai Stock Exchange (stock exchange code: 600000) on October 9th. Its headquarters is located in.

Can the provident fund of Shanghai Pudong Development Bank be cancelled?

At present, according to relevant regulations, the imprest business has been approved and cannot be changed or revoked. If the cardholder voluntarily proposes to terminate the successful imprest business in advance, he shall pay the remaining principal and handling fee in one lump sum.

However, if we are not careful or induced to apply for the reserve fund of Pudong Development Credit Card, we can request to cancel the reserve fund and the expenses incurred through complaints or other channels. According to the feedback of netizens' complaints, their demands have been positively responded, the problems have been solved, and they can also try.

In short, when we are faced with the promotion of some consumer reserve funds, we should be rational and try our best to consult their rules, such as virtual accounts, whether to charge interest and so on.