How to treat CCB card as a first-class card or a second-class card

1. Edit the short message "CXLX# full account" with any mobile phone number and send it to 95533 for inquiry.

2. Log in to China Mobile Construction Bank (Apple 12 mobile phone, ios 14 system, version 5.6.0 of China Construction Bank) and view it through the "Account-Details" menu.

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In fact, the first and second types of bank cards have different account opening channels, different limits, different functions, different accounts that can be opened, and so on. These aspects are very different. When handling bank cards, you must find out and handle the corresponding bank cards according to your own needs.

In the channel of opening an account, the first-class account can only handle the physical card at the bank counter or ATM, and the bank staff needs to verify their identity; Class II accounts are opened in banks, and entity cards can be issued. In terms of bank card limit, there is no limit for Class I accounts; The daily deposit and withdrawal transfer limit of the secondary account is only 6,543,800 yuan, and the annual limit is 200,000 yuan.

Functionally, a class of accounts has any function of a bank card; The secondary account has all the functions of the primary account, but the daily limit is 1 10,000 yuan. In terms of the number of accounts that can be opened, each person can only open one account in the same bank; The maximum number of accounts opened by each person in the same bank is five.

In fact, the second-class card is only suitable for daily expenses or financial investment. For ordinary users, just choose a card account, which is the debit card we often use.