How to report bank dunning harassment of family members

Bank dunning harassment of family members can be reported through the China Internet financial reporting information platform and the complaint telephone or mail system of relevant regulatory agencies. If you take excessive actions against the borrower's family, you can immediately call the police and immediately stop the behavior of the collection personnel.

What are the duties of banks?

1, as a credit intermediary between enterprises. Credit intermediary is to absorb people's money into their own banks in the form of deposits, and then distribute the money to enterprises in the form of loans, and combine the rich with those who need money through intermediaries;

2. Act as a payment intermediary between enterprises. When doing business between enterprises, it is best to pay in one hand and deliver in the other, but there are thousands of enterprises in Qian Qian, which are not engaged in the same field. Now all economic activities are settled by bank transfer, which can successfully pay money and complete the circulation of goods;

3. Convert monetary income and savings into capital. This function is the deepening of the second function. A penny may not have much effect, but many people put a penny in the bank, and the bank will become tens of thousands, hundreds of thousands or even tens of millions, which can help an enterprise achieve great things and become capital, thus developing production.

Legal basis: Article 66 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks.

The issuing bank shall establish a management system for credit card arrears collection, standardize credit card collection strategies, authorities, processes and methods, and effectively control business risks. The issuing bank shall not adopt a single assessment method based on the amount of arrears recovered for the collection personnel.

Article 67

The issuing bank shall promptly remind the cardholder of the overdraft amount due and the repayment date. Unless the cardholder provides false information or changes the contact information without notifying the issuing bank.