How much can Ping An Fu get back after six years of surrender?

According to the inquiry of China Ping An Fu official website, the amount that Ping An Fu can refund after six years of surrender is mainly based on the product version, the age and sex of the insured, the payment period, etc. Take Ping An Fu 18 as an example. A male of 18 years old is insured, with a lifetime insurance coverage of 500,000 yuan for 30 years and a first-year premium of 8,000 yuan. Then the cash value that Ping An Fu can refund after six years of surrender is the accumulated payment. If you surrender your insurance within the hesitation period, you can generally refund the premium paid, but some insurance products still need to deduct the fee not exceeding 10 yuan, and the refundable amount = premium paid-10.

If you surrender your insurance outside the hesitation period, the cash value will be different according to the payment period, payment amount, insurance age and other factors, so the specific amount that can be refunded should also be based on the cash value table of the policy.