Joke Collection Website - Public benefit messages - Which platform is 0755 generally used for collection?
Which platform is 0755 generally used for collection?
How to collect online loans:
1. SMS notification is generally used for short overdue days, not exceeding one week. 2. Tell me by phone and start calling yourself to ask how long it will take to repay. 3. Contact the list on the address book, and the app on the online loan platform will read your address book. 4. Start short message bombing and abuse debtors in online forums such as Post Bar. 5. Intimidate and threaten borrowers. 6. Send a lawyer's letter or reminder letter to your address. 7. Court summons.
What are the collection methods of ant flower buds?
1, SMS or email reminder. This is the gentlest collection method, mainly to remind users to repay within one week after the deadline. As long as it is returned in time, it will not have a big impact. For example, a user in the background of the official account of Lightning Turnover WeChat mentioned that he was overdue for 20 days in Ali Ant Flower Garden, and only received a reminder email, and he can continue to use it after repayment.
2. Telephone collection. Telephone collection is the most common collection method. For users with short overdue time and less arrears, the staff will politely call me first to ask about the repayment time. If you can't contact the customer all the time, you will call the user's address book, which is very effective for the face-saving borrower.
For example, in general, users who have not been overdue for a long time and can maintain a good attitude after receiving the call have the opportunity to negotiate the repayment time, such as cash bus, lightning turnover, mobile phone loan and other platforms.
3, door-to-door collection. In the case of fruitless telephone collection, some companies will take a reasonable and legal way to collect money at home, which is a very direct collection method, mainly for users with large loan amount and long-term non-repayment. If it still doesn't work, the platform that is included in the credit information system will include the user's behavior in the credit information record, such as ant lending, atomic lending and other companies.
4. Litigation collection. If the amount owed is large and the borrower has no intention to repay it, the small loan platform can take legal procedures and bring a lawsuit to the court. If the borrower refuses to repay the loan, his personal property will be forcibly confiscated, and the dishonesty will be enjoyed on the Internet financial information sharing platform, making it impossible for users to borrow again in the future. For example, JD.COM Baitiao handed over the large users who refused to repay the loan for a long time to the court. Last year, com repeatedly called for invalid borrowers in court.
5. Third-party collection. Entrusting non-performing loan projects to third-party debt collection companies is also a common way for lending platforms. Compared with the above behavior, this collection method may be accompanied by some violence. I hope everyone will repay in time to avoid this collection.
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