Reasons for adjustment of credit card handling fee business of CCB

The main reason is the change of regulatory policies and social environment, and the refined operation of credit card business continues to deepen.

Standardizing bank service charges, seriously controlling all kinds of arbitrary charges and pushing up the comprehensive cost of corporate financing are the key points of supervision, and also the original essence of banks to fulfill their social responsibilities and serve the public. However, some banks have been mercenary, which violates the policy requirements and the righteousness of banking institutions. This is the fundamental reason for business adjustment.

In fact, it is a notice from Qingdao Banking Insurance Regulatory Bureau to punish Qingdao Branch of China Construction Bank Co., Ltd. for arbitrary charges. On September 27th, Qingdao Banking Insurance Regulatory Bureau fined China Construction Bank Co., Ltd. Qingdao Branch 650,000 yuan for collecting account management fees from individual unique accounts, which violated Article 46 of the Banking Supervision Law of the People's Republic of China.