Isn't it serious that the king doesn't repay the loan?

First, what will happen if you don't repay the king's loan?

If the loan is not paid off. If the amount reaches 50,000 yuan, it can also be regarded as refusing to perform repayment. Be waited for. If the amount is 1 10,000 to 20,000, it is generally unlikely. But they are often harassed. SMS, MMS, email, etc. , and harass your address book.

Second, the king's loan is not a serious consequence.

Hello!

If not, the result is a credit report. This is still serious for individuals. Pay back as much money as possible. Moreover, his family can repay the loan in installments of 12, so don't worry about not paying it back.

If in doubt, please ask.

Third, the consequences of overdue loans.

The situation of one day overdue is not serious, and you can repay directly.

After loans overdue, there will be the following consequences:

1

After loans overdue, the first thing is to generate overdue penalty interest.

Alipay overdue penalty interest requirements:

Increase the interest 1.5 times on the basis of the original interest, and the overdue interest = overdue amount, and the interest will be higher. So it's best to pay it off as soon as possible after the deadline.

If the payment is overdue for more than 3 months and the amount exceeds 1 000, the payer shall not only pay back the money, but also bear legal responsibilities.

2. Personal credit is damaged

Before Alipay, only some users borrowed money for credit investigation, but the flower garden was not used for credit investigation. After the flowers are overdue, the sesame credit score will be greatly reduced and personal credit will be collected.

After accessing the central bank's credit report, the flower garden is overdue again, and Alipay will record the overdue behavior in the personal credit report.

The information update of the new version of credit information is T 1, which means that overdue records will be updated in the credit information report.

Overdue online loans will lead to poor credit reporting, which is an "economic identity card" to prove personal credit. When bad credit information reaches a certain level, it will have an impact on our daily life:

1, affecting personal travel

If there is malicious default on bank loans, banks will be punished. Will lead to loans to stay in star-rated hotels and so on.

2. Affect employment

Some companies will conduct background checks on employees before joining the company. If they find a bad credit record, they may think that this person has integrity problems and refuse to let him work.

3. Affect children's education and daily life.

If parents are included in the list of untrustworthy people, the qualification examination of children in some schools that need political examination will seriously affect joining the army, entering military schools, taking civil servants, institutions and state-owned enterprises.

Fourth, the consequences of overdue loans.

One day overdue is not serious. After repayment, it can be directly paid to loans overdue, which will have the following consequences: 1, resulting in penalty interest and liquidated damages. After loans overdue, the first thing to do is to generate overdue penalty interest. Alipay overdue penalty interest requirement: add 1.5 times the original interest, overdue interest = overdue amount, overdue days, interest 1.5, and the longer the overdue time, the higher the interest charged. So it's best to pay it off as soon as possible after the deadline. If the payment is overdue for more than 3 months, and the amount exceeds 1000 yuan, Alipay has repeatedly failed to remind the borrower, and the borrower has received the account. At that time, we will not only pay back the money, but also bear legal responsibility. 2. Before the personal credit was damaged, Alipay only received the credit information of some users at the loan meeting, and Huabai did not receive the credit information. After Hua Bai's overdue loan, the Sesame Credit Branch was greatly reduced, which had little impact on personal credit information. After accessing the central bank's credit information, the flower garden is overdue again, and Alipay will upload the overdue behavior to the central bank's credit information system, and the overdue record will be reflected in the personal credit information report. The information update of the new version of credit information is T 1, which means that once it is judged as overdue, the credit information center will update the overdue records in the credit information report the next day. Overdue online loans will lead to poor credit reporting, which is a proof of personal credit and can be regarded as a person's "economic identity card". When the credit information is bad to a certain extent, it will also bring many adverse effects to our daily life: 1, affecting personal travel. If personal credit records are blacklisted, for example, banks will be arrested for maliciously defaulting on bank loans. It will make it impossible for borrowers to fly and stay in star-rated hotels. 2, affecting employment Some companies will conduct employee background checks before joining the company. If they find a bad credit record, they may think that this person has integrity problems and refuse to let him work. 3. Affect children's education and daily life. If parents are included in the list of untrustworthy people, some schools that need political review may fail to pass the qualification examination of their children. More seriously, it will affect joining the army, entering military schools, civil servants, institutions and state-owned enterprises.