What does it mean to announce that shopping is seriously overdue? I didn't even shop online.

Fraudulent phone calls and stolen information. There are two possibilities: fraudulent phone calls and information theft, and you can choose to call the police. Generally speaking, overseas visit notice means that after the customer is overdue for three months or more, the consumer finance company will inform the overdue customer to make an on-site overseas visit, usually by SMS, in order to understand the customer's overdue reasons and repayment ability.