Joke Collection Website - Public benefit messages - Is time staging reliable?
Is time staging reliable?
First, how long will it take for the next installment?
If you apply for an installment loan, it may not be successful. When you formally sign the loan, there will be a second review by the employer. So after signing the contract, it means that you may or may not be able to get the loan. If a customer who fails to apply for a loan fails to show up after 30 days and can submit a signing application again, then you can try to reduce the loan cycle and quota, then sign a contract to match different employers and try to apply again. Every signing match is different, and the qualification requirements for customers will be different. At present, many customers apply for signing contracts many times before they get the money.
When applying for installment loans, there will be random call back, but not everyone will call back, and many customers will not call back because of system audit. If the customer submitting the application pays attention to answering the return call in 0 10 mode as much as possible. The popularization of time staging has many applications. We are familiar with the third-party loans such as pat loan, piggy bank loan and Hello Travel. If the previous application was rejected, you can try to change channels and try again several times later, or you may successfully apply for the next payment.
Second, matters needing attention
1, background funds. Regular installment loans are more reliable. It is a formal online loan product, which belongs to Beijing Ke Rong Zhan Jun Information Technology Co., Ltd. and has obtained a micro-loan financial license issued by China Banking Regulatory Commission. It is qualified to lend, and most of the funds are matched with regular licensed financial institutions such as licensed funds, which is relatively safe and reliable.
2. What's the interest? The interest rate of regular installment is high, but the loan interest rate is within the annualized interest rate of 36%, which is not very reliable. Staging mainly evaluates the loan interest rate according to the user's credit qualification. The interest rate of most borrowers is around 20%. The better the credit, the lower the loan interest rate. The specific interest rate is subject to the actual loan approval.
3. Product introduction. Time staging is an atomic loan. In the past, 360 yuan was loaned to provide users with a loan amount of up to 50,000 yuan. The service period is 3- 12, and the next loan amount is generally around 5,000 yuan. The loan amount of some high-quality users is above 1 10,000 yuan, and the loan amount can be repaid by recycling.
4. Is it a credit report? Credit investigation is not conducted before regular installment loans, but some employers will conduct credit investigation at meetings. Time staging mainly matches the loan from a third-party employer, and the borrower's failure to obtain credit information needs to be checked in the loan contract. If it is a licensed financial institution or a licensed account cancellation institution, it will conduct credit investigation.
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