What does payment information mean?

Payment information is actually the information of the whole social capital operation. As everyone knows, the essence of finance is actually the operation of funds. When the laws of capital operation are clarified, the essence of finance is clarified, and the payment information contains the laws of capital movement. Let's discuss the characteristics of payment information first: First, payment information is objective. Payment information is the most direct reflection of the operation state of funds in the whole society, such as the scale, operation law, distribution and operation speed of funds, which can be directly reflected through payment information. Through the further analysis of payment information, we can also understand the law, scale and activity of the whole social and economic activities. I will introduce some characteristics and laws of China's capital movement discovered by our recent analysis. Second, the payment information is real-time. There is usually a time lag in the release of statistical data. For example, the annual report of listed companies will not be released until March and April of the following year, because it takes a process of processing and summarizing from basic data to statistical data. But for payment information, due to the gradual advancement of electronic payment, especially the establishment and operation of modern payment system, a payment business can be completed in less than one minute, and all the business is processed by the host computer of the system, which makes payment information almost available in real time, so it can reflect the economic situation of the country in real time. The realization of payment system modernization has completely changed our traditional financial concept, financial operation process and information collection and analysis methods. This is not only a technological progress, but also has a far-reaching impact on many aspects such as financial system, mechanism and concept.