Why did you receive a reminder message when you didn't borrow money?

Possible reasons for receiving a reminder message without a loan:

1. Your mobile phone number is bound to a bank card or a third-party platform by someone who has used it before, and the other party has a loan. The collection SMS is sent to the bound mobile phone number.

2. There are also loans from different places. In order to contact you, the third party collects collection messages from other channels.

3. Personal information leaked, someone borrowed money in your name, and it was overdue after borrowing.

Extended data:

In the case of personal information disclosure, we can take the following three forms:

1. Once information is leaked, the individual has the right to immediately ask the network service provider to delete relevant information or take other necessary measures to stop it.

2. Individuals can also make complaints and reports to public security departments, Internet management departments, industrial and commercial departments, consumer associations, industry management departments and relevant institutions.

3. The China Internet Illegal and Bad Information Reporting Center under the National Network Information Office also accepts and handles public reports of illegal and bad information.

Legal basis: Article 1034 of the Civil Code of People's Republic of China (PRC) protects the personal information of natural persons. The privacy information in personal information shall be subject to the provisions on privacy; If there are no provisions, the provisions on the protection of personal information shall apply.

The personal information of natural persons is protected by law, and no organization or individual may infringe upon it. If personal information is leaked, you can ask it to bear tort liability.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 1034 The personal information of natural persons is protected by law.

Personal information is all kinds of information recorded electronically or in other ways that can identify a specific natural person alone or in combination with other information, including natural person's name, date of birth, ID number, biometric information, address, telephone number, e-mail address, health information, whereabouts information, etc.

The privacy information in personal information shall be subject to the provisions on privacy; If there are no provisions, the provisions on the protection of personal information shall apply.

Article 1035 The handling of personal information shall follow the principles of legality, justice and necessity, and shall not be over-handled, and meet the following conditions:

(1) Obtaining the consent of the natural person or his guardian, except as otherwise provided by laws and administrative regulations;

(2) Rules for publicly handling information;

(3) Clearly explain the purpose, mode and scope of information processing;

(four) does not violate the provisions of laws and administrative regulations and the agreement between the two parties.

The processing of personal information includes the collection, storage, use, processing, transmission, provision and disclosure of personal information.