I now have an industrial and commercial bank card that has been useless for a long time, and there is no money in it, but the SMS prompts me to deduct two yuan, but

As long as your card is in normal condition, you can make a deposit, regardless of whether you have paid the SMS reminder fee before your card. If you want to check the status of the card, you can call 95588 to check it for you. The purpose of SMS reminder is to send you a reminder when the funds in your account change. If you don't pay, it will only affect your business (that is, there is no reminder when the funds in your account change), regardless of your card status.