What does the mobile phone dynamic password mean?

Mobile phone dynamic password is a random password generated or received by mobile phone. When users log in to the application system, the passwords generated or received on the mobile phone are constantly changing, which greatly improves the security of user identity authentication or transaction, and is widely used in online banking, third-party payment, securities, telecommunications, e-government, enterprises and other fields.

Extended data:

Type of mobile phone dynamic password:

1, password

SMS password is a mobile phone dynamic password that requests a 6-digit random number in the form of SMS. The identity authentication system sends a random 6/8-digit password to the customer's mobile phone in the form of short message, and the customer enters this dynamic password when logging in or authenticating the transaction, thus ensuring the security of the system identity authentication.

2. Mobile phone token

Mobile phone token is another form of mobile phone dynamic password, which is the software installed on the customer's mobile phone. The dynamic password is generated locally on the mobile phone without any communication, so there is no possibility that the password will be intercepted during the generation process.

As the carrier of dynamic password generation, arrears and no signal have no influence on it. Because of its advantages of high security, zero cost, no need to carry, obtain and logistics, mobile phone tokens may become? The mainstream form of mobile phone dynamic password generation in 3G era.

Baidu encyclopedia-mobile phone dynamic password