Is it true that the online loan sends a text message saying that it is going to the household registration?

Legal analysis: false, but they will inquire about your household registration information through various means, and then call the village Committee's neighborhood Committee for collection. Although it is illegal, the collection will only lead to your repayment if you exert pressure, otherwise they will not get the commission if you don't repay.

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 21 The borrower and the lender form a lending relationship through the peer-to-peer lending platform, and the peer-to-peer lending platform provider only provides media services, and the people's court does not support it if the parties request it to assume the guarantee responsibility. The people's court shall support the online loan platform provider who expressly provides a guarantee for the loan through websites, advertisements and other media or has other evidence to prove that the lender requests the online loan platform provider to assume the guarantee responsibility.